SBI POs Material – Page 4

1. Two cities with highest per capita Income in the country are as given. Their per capita incomes are Rs. 1,10,676 and Rs.1,05,582.
They are ….?
1. Delhi, Chandigarh
2. Chandigarh, Goa
3. Mumbai, Chandigarh
4. Chennai, Mumbai
5. Hyderabad, New delhi

2. The 21st edition of Winter Olympics details are given below. Pick up the incorrect statement?
1. These games held between Feb 12 to 28, 2010 at Vancouver, Canada
2. Approximately 2,600 athletes participated. 7 sports and 86 events held
3. U.S.A had highest medal tally of 37, whereas Canada clinched highest number of 14 Gold medals
4. India wins no medal in this event
5. The 22nd edition of Winter Olympics will be held in Simla, India

3. Recent appointments are given below. Pick up the incorrect one?
1. Amnesty International secretary general – Salil Shetty
2. Member of Committee on the Arts and Humanities, U.S.A- Jhumpa Lahiri
3. 19th Law Commission – K.G. Balakrishnan
4. Indian Hockey Team captain – Raj Pal Singh
5. National Investigation Agency – S.C. Sinha

4. Of the following statements which one is correct regarding the Agriculture sector as Pranab wanted to introduce many reforms in
the same?
1. A strong supply chain for perishable farm produce to reach consumption and processing centers and encourage Infrastructure and technology to convert such produce into value-added products
2. Infusion of technology to augment agricultural production and the related technology to develop sectors such as horticulture, apiary, dairy, poultry, meat, marine and aquaculture.
3. Project import status with a concessional import duty of 5 percent for the setting up of mechanized handling systems and pallet
racking systems in ‘mandis’
4. Concessional customs duty of 5 percent to specified agricultural machinery not manufactured in India
5. All of above

5. Resolving the tax disputes and making settlements with tax payers is not so easy. Among the following statements which one is incorrect
regarding this Budget?
1. To expand the scope of Settlement Commission
2. The commission will conduct the proceedings related to search and seizure cases pending for assessment
3. This commission is authorized to settle the disputes relating to VAT
4. Central Excise and Customs cases also to be considered which fell outside previously, may be admitted
5. None

6. New entrants who intend to take Bank license, must satisfy the new guide lines given below as said by R.B.I on 2 Mar 2010. Pick
up the correct one?
a) One should open branches only in rural areas for the first 2 years
b) They should give more loans to Agriculture sector
c) In India, no bank is allowed to have foreign branches for first 2 years
d) No bank is allowed to have insurance business for the first 5 years
1. a c d 2. a b c d 3. b c d 4. a b 5. c d

7. Few states decisions and schemes are given below. Pick up correct one?
a) The first state to introduce the semi-conductor policy – Karnataka
b) The state to ban the use of Polythene bags with less than 40 microns – Haryana
c) The state decided to give 10 % reservation in government jobs for the economically, educationally and socially backward sections among Muslims – West Bengal
d) Lakshya, a class room coaching for XI and XII students to prepare them for all India competitive exams like IIT, IIIT – Delhi government
e) E-Sanchar an innovative E-Governance project initiated – Rajasthan
f) State not ready to give license to mining – Goa
g) Grow Sugar cane and get a motor cycle is slogan of – Punjab
1. a b c d e f g 2. b c d e f g
3. a b c d e g 4. a b c d f
5. b c d f g

8. The Open Market Operation (OMO) transactions of the RBI are meant to regulate which of the following?
1. Deflation 2. U.S.A. dollar 3. Borrowing abilities of the banks
4. Inflow of Foreign Direct Investment
5. Liquidity in economy

9. Competition commission of India issued the notice to 20 Banks to explain why they charge…?
1. different charge on different amounts of Demand Draft taken by the customers calling it is not fair
2. for return of the cheque due to lack of funds
3. a penalty for foreclosing housing loans
4. for ATM withdrawals if the customer uses credit card
5. all of above

10. On 7 Mar 2010, RBI ordered a special audit of the accounts of …, following investigations in to irregular dealings by this private
sector bank?
1. Karur vysya Bank Ltd 2. ING VYSYA 3. ICICI 4. HDFC
5. Bank of Rajasthan

11. An investor wants to invest money. Of the following products, in which category he get less Return?
1. Liquid Funds
2. Post Office Deposits
3. National saving Certificates
4. Bank fixed deposits
5. Debt mutual funds

12. With traded over 161 million contracts in 2009, MCX became world’s ___ largest commodity Exchange by FEB 2010.
1. First 2. Second 3. Sixth 4. Fourth 5. Tenth

13. Which Private Bank announced to introduce ‘Family Office’ account for business families with assets exceeding Rs. 100 crore?
1. ICICI 2. HDFC 3. AXIS 4. YES 5. ABN – AMRO

14. The next annual UN Climate Change Conference will be held by the end of 2010 in?
1. New Delhi 2. Geneva 3. Oslo 4. Peru 5. Mexico City

15. Which among the following is correct regarding 2010 South Asian Games Hockey?
1. India: Gold, Bangladesh: Silver, Pakistan: Bronze
2. Sri Lanka: Gold, Bhutan: Silver, Maldives: Bronze
3. Pakistan: Gold, India: Silver, Bangladesh: Bronze
4. Bhutan: Gold, Sri Lanka: Silver, India: Bronze
5. Maldives: Gold, Pakistan: silver, Sri Lanka: Bronze

16. A variable interest rate deposit product by name Systematic
Saving Plan (SSP) offers medium to long term deposit installment
option initiated by ……?
1. HDFC 2. ICICI 3. SBI 4. AXIS 5. PNB

17. Prime Minister Man Mohan Singh launched India’s Solar Energy
Mission on January 11, 2010. Pick up correct statements?
a) This mission named as Jawaharlal Nehru National Solar Mission
b) The main aim of the mission is to help generate 20,000 MW of solar power by 2022.
c) This policy urged the industry to create ‘Solar Valleys’ on the lines of Silicon Valleys.
d) The mission is an important part of the country’s National Action Plan on Climate Change and is trying to establish the country.
e) Vice-Chairmans of this mission are the chief ministers of all states in India
f) The mission targets 1,100 MW grid solar power, 7 million sq meter solar collectors and 200 MW off grid solar applications in first phase by 2013.
g) 20,000 MW grid solar power, 20 million sq m solar collectors and 2,000 MW off grid solar applications by the year 2022.
1. a b c d f g 2. a b c d e f g
3. a b c d e 4. b c d e f g
5. c d e f g

18. Pranab in his Economic Survey 2009-2010, furnished the few statements. Pick up the incorrect one?
1. India becomes the largest producer of Silver by 2014
2. Slowdown in infrastructure that began in 2007, arrested
3. Domestic oil production to rise 11 percent in 2009-10
4. Gas output up 52.8 percent to 50.2 billion cubic meters with RIL starting production
5. India world’s 2nd largest wireless network with 525.1 million mobile users

19. Many proposals were given by FM regarding Agriculture Credit. Pick up the incorrect one?
a) For the year 2010-2011, the Agriculture credit target by 15 %, banks raise credit to Rs. 3, 75,000 cr from Rs. 3, 25,000 cr
b) He proposed another 6 months period for repayment of loan by farmers from 31 Dec 09 to 30 June 2010.
c) All banks give more loans to priority sector increase from 40 %to 45 %
d) One percent interest subvention and incentive to those farmers who repay their short term crop loans as per scheduled in the last year. This one announced in the last budget
e) FM proposed to raise the subvention from one percent to two percent for 2010-2011.
1. a 2. b 3. c 4. d 5. e

20. Which of the following statements regarding the IPO Index launched by the Bombay Stock Exchange (BSE) recently is correct?
a) This is the first such index in the country
b) The IPO Index will track the value of companies for two years from the date of their listing after their initial public offers (IPOs)
c) Minimum of 50 stocks would be maintained to form the index at all times
d) IPOs of companies with a minimum freefloat market capitalization of Rs 100 crore would be included in the index
e) The maximum weight of any stock would be capped at 20%
1. a b c d 2. a b c e 3. a b d e 4. a c d e 5. a b c d e

21. On 12 Feb 2010 the government of India decided to release the data on outward investments ….. basis from next fiscal year?
1. Yearly 2. Half-yearly 3. Weekly 4. Daily 5. Monthly

22. Which facts are correct regarding Rastriya Swastya Bhima Yozana (RSBY)?
a. RSBY was introduced on 1 OCT 2007
b. It becomes operational from 1 APR 2008
c. It provides health insurance cover to BPL families and workers
d. It is now proposed to extend its benefits to all such MGNREGP beneficiaries who have worked more than 15 days during the preceding financial year
e. This scheme is not applicable to urban poor
1. a b c e 2. b c d 3. a b c d 4. c d e 5. a c d e

23. 8 member committee appointed recently by the ministry of housing and urban poverty alleviation to discuss the draft guidelines of
government’s scheme Rajiv Awas Yojana (RAY) to see the country free from slums. It is headed by
1. Amartya sen 2. Chaturvedi
3. Deepak Parekh 4. Abhijith Sen
5. C.N.R. Rao

24. If State Bank of Indore merges with SBI in this year, SBI will be left with five associate banks namely State Bank of Mysore, State
Bank of Bikaner and Jaipur, State Bank of Travancore, State Bank of Patiala, and State Bank of Hyderabad. How many of these associate banks are listed in bourses.
1. 7 2. 5 3. 1 4. 3 5. 9

KEY: 1.2 2.5 3.3 4.5 5.3 6.4 7.1 8.5 9.3 10.5 11.1 12.3 13.3 14.5
15.3 16.1 17.1 18.1 19.3 20.3 21.5 22.3 23.3 24.4.

Directions (Q. 1 – 20): Each question given below is followed by two arguments numbered I and II. You have to decide which of the arguments is a ‘strong’ argument and which is a ‘weak’ argument.
Give answer (a) if only argument I is strong
(b) if only argument II is strong
(c) if either I or II is strong
(d) if neither I nor II is strong; and
(e) if both I and II are strong.

1. Statement: Should a total ban be put on trapping wild animals?
Arguments: I. Yes. Trappers are making a lot of money.
II. No. Bans on hunting and trapping are not effective.

2. Statement: Should military service be made compulsory in our country?
Arguments: I. No. It is against the policy of non-violence.
II. Yes. Every citizen should protect his country.

3. Statement: Should all the remote parts of a country be connected by road?
Arguments: I. No. It will disturb peaceful simple life of the villagers.
II. Yes.It must be done immediately.

4. Statement: Should government jobs in rural areas have more incentives?
Arguments: I. Yes. Incentives are essential for attracting government servants there.
II. No. Rural areas are already cheaper, healthier and less complex than big towns. So, why offer extra incentives!

5. Statement: Should religion be taught in our schools?
Arguments: I. No.Ours is a secular state.
II. Yes. Teaching religion helps inculcate moral values among children.

6. Statement: Should non-vegetarian food be totally banned in our country?
Arguments: I. Yes. It is expensive and therefore beyond the means of
most people in our country.
II. No. Nothing should be banned in a democratic country.

7. Statement: Should films be included in the Concurrent List?
Arguments: I. Yes. It will give respect to the views of the states.
II. No. It will deteriorate the standards of films.

8. Statement: Should there be only one university throughout
India?
Arguments: I. Yes. This is the only way to bring about uniformity in educational standards.
II. No. This is administratively impossible.

9. Statement: Should mercy death be legalised?
Arguments: I. Yes. Patients undergoing terrible suffering and having
absolutely no chance of recovery should be liberated from suffering through mercydeath.
II. No. Even mercy death is a sort of killing and killing can never be legalised.

10. Statement: Should there be a world government?
Arguments: I. Yes. It will help in eliminating tensions among
the nations.
II. No. Then only the developed countries will dominate in the government.

11. Statement: Can pollution be controlled?
Arguments: I. Yes. If every one realizes the hazard if may create and
cooperates to be rid of it, pollution may be controlled.
II. No. The crowded highways, factories and industries and an ever-growing population eager to acquire more and more land for
constructing houses are beyond control.

12. Statement: Should there be no place for interview in selection?
Arguments: I. Yes. It is very subjective in assessment.
II. No. It is the only instrument to judge the candidates’ motives and personality.

13. Statement: Should private companies be allowed to operate air
services in India?
Arguments: I. Yes. Indian private managements usually give better
services.
II. No. We should not ape the western countries.

14. Statement: Should computers be used in all possible sectors in India?
Arguments: I. Yes. It will bring efficiency and accuracy in the work.
II. No. It will be an injustice to the monumental human resources which are at present under utilised.

15. Statement: Should India go in for computerisation in industry?
Arguments:I. No.Computerisationdemands a lot of money. We should not
waste money on it.
II. Yes. When advanced countries are introducing computers in various
areas, how can we afford to lag behind?

16. Statement: Should so much money be spent on games and sports?
Arguments: I. Yes. We are a rich nation and can easily spare any
amount of money for games and sports.
II. No. Our teams are unable to put up a good show in international competitions.

17. Statement: Should workers be allowed to participate in the management of factories in India?
Arguments: I. Yes. It is the present management theory.
II. No. Many workers are illiterate and, so, their contributions will not be of any value.

18. Statement: Should women be provided more job opportunities?
Arguments: I. No. They are entrusted with household world.
II. Yes. They should also go into the outside world.

KEY
1 –d, 2 – d, 3 – d, 4 – e, 5 – b, 6 – d, 7 –d, 8 – b, 9 – e, 10 – e,
11 – e,12 – e, 13 – a, 14 – e, 15 – d, 16 – d, 17 – d, 18 – b.

Answers with Explanations
1 – d, None is strong. If trappers make money, they should not be stopped solely on this ground. And if bans are not effective, then care should be taken to enforce them strictly instead of not banning at all.

2 – d, If non-violence is that strong a principle then we should not have any army either?! Second argument lacks proper relation. None is strong.

3 – d, None is strong. I is rejected because it may not happen. II is rejected because it is too simple and does not have argumentative
substance.

4 – e, Both are strong. Incentives do lure people. Second is also an established fact.

5 – b, Second is strong. First is not very clear. If the state is secular, it means it is against religious bias but not against religion as such. Second is in consonance with the prevailing notions of truth.

6 – d, Both are weak. It is for the people to decide whether they want to eat, expensive food. A ban should not be enforced upon them. Second is weak because if is not an acceptable truth. Nobody has said that “democratic” means a country where nothing could be banned, however, harmful it was.

7 –d, Both are weak. First is weak as it is not sure that including films in concurrent list would give respect to people’s views. Second will not follow, hence it is weak.

8 – b, Second is strong. First is weak because it is not correct. Second is perhaps correct,
on logical thinking.

9 – e, Both are strong. They mention a positive and a negative feature of mercy death; both these features are desirable/ harmful
respectively and both are related with important aspects of the topic of mercy death.

10 – e, Both are strong. On logical thinking both look probable, both are desirable and both touch significant aspects of the issue.

11 – e, Both are strong. Although both arguments contradict each other, yet both are based upon sound assumptions or facts and hence, independently, both are strong.

12 – e, I is strong as a subjective mode of selection is not desirable. II is of course, right.

13 – a, First is strong as it is based upon an established fact. Second is based upon example; hence it is a weak argument.

14 – e, Both are strong. Using computer does have the positive feature as mentioned in I but the negative feature as mentioned in II.

15 – d, None is strong. We do not ‘waste’ money if we invest in computers. The second is based upon example.

16 – d, None is strong. It is not true that we are a rich nation. Similarly, the reasons mentioned in the second are not sufficient
to put a stop on money-spending.

17 – d, None is strong. First is based upon example. Second says that many workers are illiterate. What about the remaining ones who are illiterate and whose suggestions will be of some value?

18 – b, Second is strong. First is not because it is not a sufficient reason to withhold them from going out.

SBI POs General Awareness Model Questions and Answers

SBI POs Reasoning Practice Questions with Explanations