SBI POs Reasoning Model Questions with Answers

Directions: (1-5) : In each question below are given three statements followed by three conclusion numbered I, II and III. You have to take the three given statements to be true even if they seem to be variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts. Then decide which of the answers (1), (2), (3), (4) and (5) is the correct
answer and indicate it on the answersheet.

1. Statement: a. Some teachers are professors.
b. Some professors are readers.
c. All readers are rectors.
Conclusions: I. Some readers are teachers
II. Some rectors are teachers.
III. All rectors are readers
1) None follows 2) Only I follows
3) Only II follows 4) Only III follows
5) All follows

2. Statement: a. Some papayas are guavas.
b. Some guavas are carrots.
c. Some carrots are mangoes.
Conclusions: I. Some mangoes are papayas
II. Some carrots are papayas.
III. No papaya is a mango.
1) Only either I or II follows
2) Only either I or III follows
3) Only II follows 4) Only III follows
5) None of these

3. Statement: a. All bottles are glasses.
b. All drums are bottles.
c. Some cups are bottles.
Conclusions: I. Some glasses are cups.
II. All drums are glasses.
III. Some bottles are drums
1) None follows 2) Only I & II follow
3) Only II & III follow 4) Only I & III follow
5) All follow

4. Statement: a. All tablas are sitars.
b. All sitars are harmoniums.
c. All harmoniums are violins.
Conclusions: I. Some violins are tablas.
II. Some violins are sitars.
III. Some harmoniums are sitars.
1) All follow 2) Only II follows
3) Only I follows 4) Only I & II follow
5) None follow

5. Statement: a. Some stations are ports.
b. All shops are stores.
c. No port is a store.
Conclusions: I. Some stations are shops.
II. Some stations are stores.
III. No shop is a port.
1) Only I follows 2) Only II follows
3) Only III follows 4) None follows
5) None of these

Directions (Q.6-10): Study the information given below to answer these questions.
(i) A school held competitions for Chess, Table Tennis, Carrom, Kho-
Kho and Volleyball during the annual sports week from Monday to
Saturday, each game on one day, one day being a rest day.
(ii) Carrom competition was held not on the first or on the last day but was held earlier than Table Tennis competition.
(iii) Kho – Kho competition was held on the immediate next day of the Table Tennis competition day.
(iv) Chess competition was held on the immediate previous day of the rest day.
(v) Kho – Kho competition day and Volleyball competition day had a twoday gap between them.
(vi) Volleyball competition was held on the immediate following
day of the rest day?

6. Which of the following was a rest day?
1) Wednesday 2) Tuesday 3) Friday 4) Thursday 5) None of these

7. Kho – Kho and carom competition days had a gap of how many days between them?
1) Nil 2) Two 3) Three 4) Four 5) None of these

8. On which day was the Chess competition held?
1) Thursday 2) Friday 3) Monday 4) Wednesday 5) None of these

9. Which of the following is a wrong statement?
1) Carrom competition was held on the immediate previous day of Table
Tennis competition.
2) Kho – Kho competition was held on three days after the day on
which Volleyball competition was held.
3) There was a gap of three days between the days on which Chess
and Table Tennis competitions were held.
4) There was a two days’ gap between the rest day and the day on which Carrom competition was held.
5) None of these

10. Which of the following is the correct statement?
1) Kho – Kho competition was held after Table Tennis competition
2) Chess competition was held on Thursday
3) No competition was held on Wednesday
4) Table Tennis competition was held earlier than Chess competition.
5) None of these

11. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
1) Cricket 2) Football 3) Polo 4) Carrom 5) Hockey

12. In the word CONTRACTUAL, the positions of the first and the eleventh letters are interchanged. Similarly, the positions of the
second and the tenth letters are interchanged, and so on up to the positions of fifth and seventh letters are interchanged, keeping the position of sixth letter unchanged, which letter will be the third to
the right of the sixth letter from the left end?
1) U 2) N 3) T 4) A 5) None of these

13. In a certain code, LATE is written as $%#@ and WIDE is written as τ © Δ @. How is DIAL written in that code?
1) Δ@#$ 2) Δ@%$ 3) Δ©%$ 4) Δ©%# 5) None of these

14. What will come in place of the question mark (?) in the following series based on their positions in the English alphabet?
DGH JMN ? VYZ
1) PRS 2) QST 3) OQR 4) ORS 5) None of these

15. If in the following set of numbers the first and the third digits are interchanged in each number, which number will be second
if arranged in ascending order after interchanging the digits?
583 645 396 287 469
1) 583 2) 645 3) 396 4) 287 5) 469

KEY : 1-1 2-2 3-5 4-1 5-3 6-2 7-5 8-3 9-4 10-1 11-4 12-2 13-3 14-5 15-2.

Answers with Explanation
1. 1; Statement (a) + statement (b) gives no conclusion […I + I = no conclusion] Hence, conclusion I does not follow . Again since statement (a) + statement (b) gives no conclusion, therefore we can’t relate teachers and ;rectors either. Hence conclusion II does not follow. Again conversion of statement (c) gives conclusion ‘Some rectors are readers’. Hence, conclusion III does not follow.

2. 2; Statement (a) + statement (b) gives no conclusion [… I + I = no conclusion]. Hence conclusion does not follow. Again , since statement (a) + statement (b) gives no conclusion, we can’t relate
papayas and mangoes . Hence conclusions I and III do not follow. But these two conclusion make a complementary pair ( IE-type) . Hence either conclusion I or conclusion III follows.

3. 5; Statement (b) + statement (a) gives conclusion II […A + A = A ] Hence, conclusion I follows. Again statement (c) + statement
(a) gives conclusion ‘Some cups are glasses’ [… I + A = I]. Now conversion of statement (b) gives conclusion III. Hence conclusion III follows.

4. 1; Conversion of statement (b) gives conclusion III. Hence conclusion III follows. Again statement (b) + statement (c) gives conclusion ‘All sitars are violins’ [A + A = A]. Now, conversion of ‘All sitars are violins’ gives conclusion’ All tablas are violins’
gives conclusion I. Hence, conclusion I follows.

5. 3; Statement (b) + conversion of statement (c) gives conclusion III [ A+ E = E]. Hence, conclusion III follows Statement (a) + statement (c) gives conclusion ‘Some stations are not stores’ [I + E = O]. Hence, conclusion II does not follow. Again, ‘Some stations are not stores’ + All shops are stores’ gives conclusion ‘Some
stations are not shops’ Hence conclusion I does not follow.

11. 4; Others are outdoor games.
12. 2; CONTRACTUAL
LAUTCARTNOC
Third to the righ of the sixth letter from the left end (6+3=) 9th letter from the left and, ie., ‘N’

13. 3; Letters : L A T E W I D
Code : $ % # @ τ © Δ
∴ DIAL = Δ © % $

14. 5; PST
D +6 J +6 P +6 V
G +6 M +6 S +6 Y
H +6 N +6 T +6 Z

15. 2; 583 645 396 287 469
385 546 693 782 964

SBI POs General Awareness Important Study Material

1. SBI commercial & International Bank Limited acquired by ………..?
1) Reserve Bank of India 2) Ministry of Commerce
3) SEBI 4) State bank of India 5) None

2. RBI ordered that more than what denomination the Demand Drafts should not be issued against Cash, particularly by RRBs?
1) Rs.1000 2) Rs.10,000 3) Rs.50,000 4) Rs.1,50,000 5)None

3. LIC(Life Insurance Corporation of India) made a pact to issue Credit Cards with ………..?
1) HDFC 2) AXIS Bank 3) Corporation Bank 4) ICICI 5) Andhra Bank

4. Recently EXIM Bank (Export and Import Bank of India) provided $ 20 million line of credit to………..?
1) Switzerland 2) Zimbwabe 3) Swaziland 4) Australia 5) New Zealand

5. Karnataka State Highway improvement project got $ 315 million from ………..?
1) Asian Development Bank 2) World Bank 3) IMF 4) AFD 5) ODA

6. Most active segment of the money market in India is………..?
1) Repo rate 2) Statutory Liquidity Ratio 3) Call money market
4) Certificate of Deposits market 5) Term note market

7. Syndicated loan means ………..?
1) the loan offered to BPL families
2) loan offered to one bank by different states in India
3) loan taken by different borrowers from one bank in the single account
4) loan given by the group of banks to single borrower
5) loans ban by RBI

8. India signed to get Rs. 1600 cr from German Bank to finance world biggest solar power plants in Dhule district of
1) Andhra Pradesh 2) Karnataka 3) Mysore 4) Maharastra 5) Goa

9. $ 200 million will be given to power distribution in Madhya Pradesh by ….
1) World Bank 2) Asian development Bank 3) AFD
4) International Monetary Fund 5) IFC

10. $ 648 million to be provided by world bank to construct 444 MW hydro power project in………..
1) Uttarakhand 2) Uttar Pradesh 3) Assom 4) Goa 5) Rajasthan

11. LIBOR (London Inter bank Offered Rate) being published by………..
1) BSE 2) Thomson Reuters
3) Washington Post 4) New York Times
5) London University

12. Till Kharif 2010, how many farmers covered under National Agriculture Insurance Scheme ………..
1) 20.25 crore 2) 18.65 crore 3) 12.4 crore
4) 9.6 crore 5) 17.14 crore

13. Center for Monitoring Indian Economy estimated 2011-12 fiscal year growth will be…………percent?
1) 5.2 2) 9.1 3) 8.1 4) 10.5 5) 9.5

14. Rastriya Arogya Nidhi available to………..to get medical assistance.
1) The inhabitants of poor states
2) The inhabitants of North eastern states
3) BPL families
4) MGNREGA domestic workers only
5) None

15. Dal Bhat Scheme provides a meal for Rs.5 to poor. This is the scheme of………..?
1) Bihar 2) Tamilnadu 3) Arunachal Pradesh 4) Jharkhand 5) Assam

16. Which state has idea of bringing the federations of Self Help Groups (SHG)?
1) Karnataka 2) Maharastra 3) Andhra Pradesh 4) Tamilnadu
5) Uttar Pradesh

17. The chairman of Parliamentary standing committee on Law and Justice?
1) Murali Manohar Joshi 2) P.C.Chako
3) L.K.Advani 4)Yashwanth Sinha
5) Abhisheik Manu Singhvi

18. On 21 July 2011, for the defence pensioners which scheme launched?
1) Sudha 2) Suvidha 3 ) Sugam 4) Saral 5) Sangam

19. International Atomic Energy Agency was invited by India to visit ……….. Nuclear plant recently?
1) Apsara 2) Druva 3) Kalpakam 4) Jaitapur 5) None

20. Kaveri Engine to be used in light combat aircraft ( LAC). This engine to be developed with the aid of………..?
1) France 2) USA 3) UK 4) Germany 5) Japan

21. Recently India and which country sign memorandum of understanding in the cooperation of Rural Development?
1) Brunai 2) Laos 3) Lesotho 4) South Africa 5) None

22. Who heads the panel to estimate the losses of power distribution companies in 2007-2010?
1) Narla Tatha Rao 2) Vidhya Sagar 3) V.K.Shunglu 4) Shantharam
5) Vijay C Kelkar

23. On August 13 , 2011 which multiple missile trail version successful?
1) Agni – II 2) Pruthvi- I 3) Nag 4) Akash 5) Brahmos – III

24. Fifth conference of SAARC speakers and parliamentarians held recently in……….
1) New Delhi 2) Mumbai 3) London 4) Dhaka 5) Male

25. Presently India is the third largest producer of Steel in the world. It becomes the second Largest producer by which year as per the estimate of central government recently?
1) 2013 2) 2020 3) 2045 4) 2050 5) 2015

26. Sevottam Certificate got by………..?
1) GPO, Mumbai 2) GPO, Rastrapathi Bhavan
3) GPO, Hyderabad 4) Gol Dak Khana, the Newdelhi GPO
5) All of above

27. Bank deposits grow by ………..percent during the March 2011- July 2011?
1) 8 2) 5.5 3) 6.1 4) 7 5) 9

28. Raise in inflation rate leads to decline in ………..?
1) interest rate
2) raise in the deposits in the banks
3) decrease the real interest rate
4) raise the credit growth by banks
5) None

29. Difference between interest earned and interest paid is called ……….?
1) Gross Interest Income
2) Paid Interest Income
3) Free Interest Income
4) Net Interest Income
5) All of above

30. Express Remit is the brand name remittance facility of ………..?
1) SBH 2) Allahabad Bank 3) Repco Bank 4) UBI 5) SBI

31. Rs.1000 can be withdrawn from the Point of Sales Terminals ( POS) as per the order of RBI. Which is the first bank to introduce this facility?
1) SBI 2) SBH 3) Union Bank of India 4) ICICI 5) HDFC

32. Recently RBI advised the banks to reduce the Net Interest Margin (NIM) come down to see the double digit growth. What is meant by it ………..
1) Banks accept the deposits at high rate of interest and lend at higher rate of interest
2) Banks accept the deposits at high rate of interest and lend at no rate of interest
3) Banks accept the deposits at high rate of interest and lend at lower rate than the present rates
4) Banks accept the deposits at lower rate of interest and lend at higher rate
5) None

33. Interest Corridor includes ………..?
1) Base rate and savings rate
2) Bank rate and Reverse Repo rate
3) Base rate and Repo rate
4) Repo rate and Reverse Repo rate
5) None

34. Asset-Liability mismatch usually happened in………..?
1) Home Loan and Infrastructure Project Financing
2) Education loan and personal loan
3) Personal loan and marriage loan
4) Travel loan and marriage loan
5) Education loan and School Fees
35. First Dedicated Education Loan Company CREDILA is the associate body of………..?
1) HDFC 2) Andhra Bank 3) United Bank of India 4) Axis bank 5) SBH

36. Portal-linked service, which enables a dissatisfied customer to SMS ‘unhappy’ to 8008202020, if he is a customer of………..this is the first of its kind in India?
1) SBI 2) IDBI 3)HDFC 4) ICICI 5) Indian bank

37. INFINET is a communication channel for transmission of electronic communication by banks. INFINET stands for………..?
1) Indian Financial Internal Network Electronic Transaction
2) Indian Financial Internal Network
3) Indian National Financial Internal Net Extra Track
4) Indian Financial Network
5) None

38. RBI subsidiary BRBNMPL related statements are given. Pick the incorrect one?
1) Bharatiya Reserve Bank Note Mudran Private Limited was established by RBI
2) its wholly owned subsidiary of RBI established on 3rd February 1995
3) It is established to handover the functions of RBI to mint currency
4) It is established to bridge the gap between the supply and demand for bank notes in the country.
5) The company manages 2 Presses one at Mysore in Karnataka and the other at Salboni in West Bengal.

39. Rohinton Nariman is the new ………..of India?
1) Election Commissioner
2) Auditor General
3) Solicitor General
4) Army General
5) RBI Governor

40. 110th constitutional amendment bill connected to………..?
1) Reservation of woman local bodies
2) Reservation of SC and ST in the Assembly elections
3) Jan lokpal Bill 4) GST council
5) Direct Taxes Code

41. Rs.117.64 Crores released by the Central Government to promote production of………..?
1) Tobacco 2) Food grains 3) Nutri-cereals 4) Pulses 5) Rice

42. Sucheta becomes first Indian woman to cross ………..?
1) Antartica 2) Arctic Ocean
3) Sahara Desert 4) Gobi Desert
5) Suez Canal

43. Standard & Poor downgrades USA AAA credit rating to
1) AAA ++ 2) AAB 3) BBB 4) AA+ 5) AB+

44. Which coach became first one to train 100 cricket test matches in the world?
1) Waqar Younus 2) Greg Chappel
3) Duncan Fletcher 4) David Boon
5) Kapil Dev

45. 2014 FIFA world Cup to be held from 12 June to 13 July in
1) London (Britain) 2) Rio ( Brazil)
3) Incheon (South Korea)
4) Washington (USA) 5) None

46. Who was called the Doctor Death, died recently, helped many people to die, if they are suffering from the dreaded and long
time diseases?
1) Dr. Subodh Roy 2) Kimitachi Penogogi
3) Dr.Jack Kevorkian 4) Dr. Shantha Singh
5) None

47. India-South Africa trade to touch $…………billion before 2014?
1) 25 2) 10 3) 50 4) 15 5) 60

48. Modi cup is related to……….?
1) Cricket 2) Golf 3) Hockey 4) Tennis 5) Carrom

49. Arasu Cable TV Corporation belongs to the state of ………..?
1) Tamilnadu 2) Kerala
3) Andhra Pradesh 4) Puduccherry
5) None

50. Direct Tax do not include ………..?
1) Income Tax 2) Corporate Duty
3) Service Tax 4) Sales Tax
5) Wealth Tax

KEY : 1)4 2)3 3)2 4)3 5)1 6)3 7)4 8)4 9)2 10)1 11)2 12)5 13)3 14)3 15)4 16)3 17)5 18)5 19)4 20)1 21)3 22)3 23)5 24)1 25)1 26)4 27)2 28)3 29)4 30)5 31)3 32)3 33)4 34)1 35)1 36)1 37)4 38)3 39)3 40)1 41)3
42)4 43)4 44)3 45)2 46)3 47)4 48)3 49)1 50)4.

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