SBI Clerks General Awareness

1. To start a Private Sector bank Rs………. crores must be needed as initial capital as per the recent proposal of RBI?
1) 100 2) 200 3)1000 4)1800 5) 500

2. Private Sector banks controlled by ……….?
1) RBI 2) Finance Minister 3) NABARD 4) IDBI
5) Indian Banks Association

3. On 6 September 2011, RBI said the pre-payment fee on floating loans must not collect on……….?
1) Vehicle Loans 2) Commercial Loans 3) Teaser Loans 4) White goods
5) Housing Loans

4. In the last 33 years, the pioneer in the granting of housing loans is ……….?
1) ICICI 2) Canara Bank 3) Corporation Bank 4) HDFC 5) Axis Bank

5. Which committee suggested that to initiate new Non-Banking Finance Company (NBFC) Rs. 50 crore must be needed?
1) K.J.Udeshi 2) Shyamala Gopinath
3) Usha Thorat 4) Ghosh 5) Omkar Goswami

6. Which bank sought Rs. 990 crores capital infusion from the Government to fund its business growth?
1) State Bank of India 2) Punjab National Bank
3) Punjab & Sind Bank 4) Oriental Bank of Commerce 5) HDFC

7. Most liquid form among the following one is ………. ?
1) Cheque 2) Draft 3) Cash 4) Debit Card 5) Credit Card

8. Most Liquid form among the following one is ……….?
1) money in the Fixed Deposit account
2) money in the Recurring account
3) money in Savings account
4) money in the Bank Bonds
5) money in blue chip shares

9. The most non-liquid form of money is ……….?
1) Bank Share 2) Bank Savings Account
3) Post office savings and certificates
4) Fixed deposit 5) Land and Buildings

10. The Associate bank of SBI do not include ……….?
1) SBH 2) SBP 3) SBM 4) SBT 5) SBC

11. On 1st September 2011, RBI said the total value of fake notes in India is approxi– mately ……….?
1) 5000 cr 2) 150 cr 3) 1000 cr 4) 8000 cr 5) 3200 cr

12. On 6th September 2011, RBI said the unclaimed amounts in Indian banks approximately ……….cr?
1) 100 2) 5000 3) 6000 4) 1500 5) 1700

13.The utmost advantage of plastic money is ……….?
1) Style 2) Printing very cheap 3) Circulation very easy
4) Occupy less space 5) Shelf life will be longer

14. Paid up capital means ……….
1) Amount of share capital actually contributed by share holders
2) Amount of share capital actually contributed by promoters on ad-hoc basis
3) Capital borrowed from the public
4) Loan given by the banks on the first day of establishment
5) Capital paid but asked to return by share holders

15. Extending bank credit includes ……….?
1) Cash Credit 2) Over Draft
3) Demand Loans 4) Term Loans 5) All of above

16. To stop the growth of NPAs Credit Information Bureau Limited (CIBIL) was established in ……….?
1)1991 2) 1998 3) 1956 4) 2010 5) 2001

17. ………. give the short term and medium term loans to Regional Rural banks?
1) RBI 2) NABARD 3) SBI 4) HDFC 5) CBI

18. In the re distribution of incomes, inflation favours ……….?
1) poor people 2) BPL families
3) engineers 4) rich people
5) poor and rich people

19. A loan allows the person to pursue higher studies is……….?
1) Education Loan 2) Housing Loan
3) Admission Loan 4) Passing Loan
5) Purse and Mess Loan

20. Village people take more loans from non-institutional sources (informal route). It includes?
1) Scheduled banks 2) Money Lenders
3) Co-operative banks 4) Rural banks
5) Public Sector banks

21. The paper currency cannot be minted by Reserve Bank of
India?
1) Ten rupee 2) Hundred rupee
3) Fifty rupee 4) Twenty rupee
5) One rupee

22. Asia’s largest bank is ……….?
1) ICBC 2) SCB 3) SBI 4) BOT 5) Indian Bank

23. Term not used in banking?
1) Tied Loan 2) Soft Loan 3) Crossing
4) Bounce 5) Multiplier

24. By 2015,……….crosses USA to become world’s largest banking industry?
1) India 2) China 3) Japan 4)Australia 5) Canada

25. On 25 August 2011,India and Georgia signed Double Taxation Avoidance Agreement (DTAA). Georgia capital is ……….
1) Mascow 2) Tashkent 3) Bejing 4) Baku 5) Tbilisi

26. As per TRAI instructions daily ……….SMS can be send only through one SIM card?
1) 100 2) 200 3) 300 4) 400 5) 1000

27. Expand SIM?
1) subscriber identification mode
2) subscriber identification model
3) sim identification mode
4) subscriber identification memory
5) subscriber identification module

28. Typoon Talas struck ……….?
1) China 2) Australia 3) Nepal 4) Hongkong 5) Japan

29. On 4th September 2011, the union government agreed the ……….master plan for back water tourism?
1) Tamilnadu 2) Odisha 3) Andhra Pradesh 4) Maharastra 5) Kerala

30. Prime Minister of Bangladesh is ……….?
1) Sheikh Husina 2) Zillur Rahman
3) Asif Zardari 4) Yousaf Gillani
5) Hina Rabbani Khar

31. Union Cabinet approved release of additional installment of Dearness Allowance (DA) at the rate of ………..percent?
1) 7 2) 5 3) 6 4) 8 5) 10

32. I am visiting Japan. So I need ………., which is a local currency?
1) Yuan 2) Rubel 3) Rupee 4) Yen 5) Lira

33. Tropical storm Lee struck ……….?
1) China 2) India 3) New Zealand 4) Canada 5) USA

34. ……….is the present Ambassador of USA to India?
1) Alexander Kadakin 2) Ajai Malhotra
3) Niripama Rao 4) Peter Burleigh 5) None

35. Expand VAMBAY?
1) Valmiki Ambedkar Awas Yantra
2) Vendee Ambedkar Awas Yojana
3) Valmiki Ambedkar Area Yojana
4) Valmiki Awas Area Yojana
5) Valmiki Ambedkar Awas Yojana

36. Urdu poet and academician ……….was presented Jnanpith Award 2008?
1) Akhlaq Mohammad Khan Shahryar
2) Chandrashekhara Kambara
3) Mirza Galib
4) Rahi Masoom Raza 5) None

37. Who did 12 day fasting against corruption ending 28th August 2011?
1) Baba Ramdev 2) Kiran Bedi 3) Anna Hazare
4) Jayaprakash Narayan 5) Narender Modi

Answers : 1)5 2)1 3)5 4)4 5)3 6)3 7)3 8)3 9)5 10)5 11)5 12)5 13)5 14)1 15)5 16)5 17)2 18)4 19)1 20)2 21)5 22)1 23)5 24)2 25)5 26)1 27)5 28)5 29)5 30)1 31)1 32)4 33)5 34)4 35)5 36)1 37)3.

SBI written exam for Clerks posts consists of a section on General Awareness. Following are some model questions with answers on General Awareness.

1. Which is not the nationalized bank?
1) Andhra Bank 2) Syndicate bank
3) Axis bank 4) Central Bank of India
5) Oriental Bank of Commerce

2. Banks cannot accept ………..
1) Cash 2) Postal Stamps 3) Drafts
4) Bill of exchange 5) pay order

3. Cheque facility is not available in ………..?
1) Savings Account 2) Current Account
3) Recurring Account
4) Savings and Current Account
5) All of above

4. The Demand Draft can be issued to ………..?
1) Farmer 2) Student
3) Government employee
4) Business man 5) All of above

5. Core banking means connectivity between.. ?
1) all branches and RBI
2) all branches and the branches of other bank
3) branches, ATM and online systems of all branches
4) all RRB’s and RBI
5) None

6. Which of the following rate usually not declared by RBI?
1) SLR 2) CRR 3) Base rate
4) Repo Rate 5) Reverse repo Rate

7. In private sector bank, the government may have the stake up to ……….. percent?
1) 50 2) 51 3) 100 4) 49 5) 0

8. In public sector bank, the government stake must be least ………..percent?
1) 50 2) 100 3) 90 4) 51 5)1

9. NEFT rules are given. Pick the wrong one?
1) NEFT means National Electronic Fund Transfer
2) Up to 2 lakhs the amount can be transferred
3) Both in Savings and Current Account the funds can be transferred
4) The minimum charge on this type of transfer is Rs.1000
5) Many private and Public Sector banks offer this facility these days

10. RTGS rules are given. Pick the wrong one?
1) RTGS means Real Time Gross Settlement
2) Above 2 lakhs the funds can be transferred
3) RTGS facility not available in current account
4) The charges of RTGS to be paid by the customer
5) All of above

11 All savings bank accounts carry nominee name. A nominee cannot be ………..?
1) Friend 2) Mother 3) Father 4) Son 5) Daughter

12. On 19 October 2011, Pranab Mukarjee said the Union Government inject the funds in to public sector banks to maintain Tier Capital
of ………..percent?
1) 5 2) 10 3) 6 4) 7 5) 8

13. The negotiable instrument is ………..?
1) Cheque 2) Demand draft
3) Bill of Exchange 4) Treasury Bills
5) All of above

14. Negotialble instruments rules and regulations mentioned by ………..?
1) Negotiable cheque Act 1901
2) Negotiable instruments Act 1901
3) Negotiable instruments Act 1818
4) Negotiable instruments Act 1881 5) None

15. Usually there are three parties in the case of Cheque. The drawer is ………..?
1) One who writes cheque
2) One who receives cheque
3) One who mediates cheque
4) 1 & 3 5) None

16. In the cheques, the drawee is………..
1) One who writes cheque
2) One who mediates cheque
3) RBI 4) Bank 5) All of above

17. Drawing two or three lines on the left head of cheque is called ………..?
1) Nullity 2) Paid 3) Offering 4) Crossing 5) Nothing

18. Crossing means the bank should ………..?
1) Make the payment stop
2) Make the payment late
3) Make the payment to payee through account only
4) Pay the amount to anybody
5) None

19. The cheque bounce due to ………..?
1) If the correct date written
2) If the Sunday date written
3) If the public holiday date written
4) If the date is the 30th of any month
5) Post date written

20. Cheque bounce due to ………..?
1) More funds
2) Funds not excessive at least Rs.1000
3) Lack of funds
4) If the amount has paise denomination
5) In all above cases

21. Cheque bounce due to ………..?
1) If the cheque is given with signature
2) If the cheque issued to government employee
3) Alteration made without signature
4) If the cheque value is more than 50 lakhs
5) In all above cases

22. On 20th October 2011, State Bank of India declared it earned 3.5 NIM in the second quarter. NIM stands for ………..?
1) Net Interest Minimum
2) Not Interest Margin
3) Net Internal Margin
4) Net Interest Module
5) Net Interest Margin

23. ETF stands for ………..(In these days the people are buying GOLD ETF bonds)
1) Extra Trade Forum
2) Exchange Trade Finance
3) Eternal Trade Fund
4) Exchange Trade Forum
5) Exchange Traded Fund

24. Chairman of the National Advisory Committee on Accounting Standards is ………..?
1) D.Subba Rao 2) Y.V.Reddy
3) Y.H.Malegam 4) K.C.Chakravarthy
5) Montek Singh Ahluwalia

25. Which financial institute declared October month as Social Security Month?
1) SBI 2) Religare 3) LIC 4) India First 5) GIC

26. FAO conference on East Africa famine concluded in ………..?
1) Rome 2) Vienna 3) Newyork 4) Washington 5) Canberaa

27. UN AIDS ambassador ………..participated in International AIDS conference on 7 Oct 2011 at Moscow?
1) Preity Zinta 2) Sharmila Tagore
3) Leela Samson 4) Mamatha Sharma
5) Shantha Sinha

28. Two public sector enterprises applied for the status of Maharatna
recently. They are ………..?
1) CIL,HCL 2) ONGC,SBI 3) IOC,NTPC
4) SAIL,BEL 5) BHEL,GAIL

29. H- 1 (2011-2012)tax collection increased by ……….. percent leading the collection to Rs.4,25,712 crores?
1) 14.5 2) 20.6 3) 22.1 4)18.9 5) 25.6

30. The global economic growth in 2011 will be nearer to ……….. percent only, compare to 4 percent in 2010?
1) Eight 2) Ten 3) Six 4) Seven 5) Three

31. ………..has introduced the nation’s first petrol pump with self service refuelling facility in New Delhi?
1) ONGC 2) HP 3) IOC 4) BP 5) None

32. The second highest test Century (35) maker is Dravid. He is the
cricketer from ………..?
1) Andhra Pradesh 2) Mumbai 3) Delhi 4) West Bengal
5) Karnataka

33. Baichiung Bhutia retired from international events. He is the former Indian ……….. captain?
1) Volley ball 2) Foot Ball 3) Cricket
4) Kho Kho 5) Kabbaddi

34. The term gully used in ………..?
1) Foot ball 2) Volley ball 3) Hand ball
4) Hockey 5) Cricket

35. The FIFA(Federation of International Football Association) world cup venues given. Pick the correct one?
1) 2010-South Africa 2) 2014-Brazil
3) 2018-Russia 4) 2022-Qatar
5) All of above

36. ………..released $ 1.5 billion aid to Libya on 27 August 2011?
1) USA 2) Russia 3) UNO 4) IBRD 5) IMF

37. Union government sanctioned Rs…………crores for tracking cyclones in coastal states?
1) 1500 2) 2500 3) 2000 4) 1700 5) 900

38. Fast attack warship ……….. commissioned in Indian Navy on 26 August 2011?
1) Kaurava 2) Pandava 3) Karna 4) Salya 5) None

39. The Prime Minister announced the free import of 61 items from Bangladesh. The currency of Bangladesh is………..?
1) Dollar 2) Rupee 3) Ngultrum 4) Pound 5) Taka

40. Among 28 states in India, 17 states have Lokayukta. The first Lokayukta established in 1970 is ………..
1) Odisha 2) Andhra Pradesh 3) Assom 4) Tamilnadu 5) Sikkim

41. The Lokayukta who inducted Yedurappa, the chief minister of Karnataka is ………..?
1) Justice Rey 2) Justice Kania
3) Justice Panduranga 4) Justice Sudha Misra
5) Justice Santosh Hegdey

42. The Lokayukta who resigned in Karnataka on the allegations of Land Scam?
1) Justice Nanavathi 2) Justice Bhagavathi
3) Justice Chandra Chud 4) Justice Mukarjee
5) Justice Sivaraj Patil

43. Recently the inventor of iPad died. He is ………..?
1) Edwin H. Armstrong 2) Charles Babbage
3) Steve Jobs 4) William Seward Burroughs
5) George Eastman

44. On 17th August 2011, ………..topped as most valuable firm crossing RIL ( Reliance Industries Limited) in market capitalization?
1) BHEL 2) ISRO 3) Bharati Cement
4) Coco-Cola 5) Coal India Limited

45. Top three destinations of Indian exports as per e-Bay site?
1) Eurpoe,USA and UK
2) USA,UK and Germany
3) USA, Indonesia and China
4) USA,UK and Europe
5) USA,UK and Australia

46. The export promotion scheme ‘Focus: LAC’ applies to ………..?
1) European Union 2) North America
3) South East Asia 4) Africa
5) South America

47. 100th International Labour Organization summit held in ………..on 13 June 2011?
1) Geneva 2) Paris 3) New York 4) Washington 5) Rome

48. National convention of Parliamentarians, Legislators, zilla parishad chairpersons and mayors on HIV/ AIDS held in………..on 4, 5 July 2011?
1) Mumbai 2) Hyderabad 3) Chennai 4) New Delhi 5) Pune

49. World Investors summit will be held in ……….
1) Hyderabad 2) New Delhi 3) Bengaluru 4) Chennai 5) Kolkata

Key: 1)3 2)2 3)3 4)5 5)3 6)3 7)4 8)4 9)4 10)3 11)1 12)5 13)5 14)4 15)1 16)4 17)4 18)3 19)5 20)3 21)3 22)5 23)5 24)3 25)3 26)1 27)1 28)5 29)3 30)5 31)3 32)5 33)2 34)5 35)5 36)3 37)1 38)1 39)5 40)1 41)5
42)5 43)3 44)5 45)5 46)5 47)1 48)4 49)3.