SBI Clerks General Awareness

1. Which card can not be used in bank ATM?
1) Credit card 2) Debit card
3) Aadhar Card 4) Pre-paid card
5) None

2. We use PIN number in the transactions of bank ATM. PIN means ……..?
1) Personal Identification numeral
2) Personal Identity number
3) Personal Identification number
4) Preferential Identification number
5) Personal Indian number

3. Banks do not issue………?
1) Cheque book 2) Birth certificate
3) Demand Draft 4) Letter of Credit
5) Withdrawal Form

4. The debit card can be used in……..?
1) in the same bank ATM 2) in the other bank ATM
3) Point of Sales Terminals ( POS)
4) All of above 5) None

5. RBI can not supervise………?
1) Micro Finance Companies
2) Non-Banking Finance Companies
3) NGO
4) Non-Scheduled banks
5) Scheduled banks

6. The Indian Banks Association is a ……..
1) Constitutional body
2) Non-Constitutional body
3) Statutory body
4) Government body
5) Association of banks

7. Swabhiman is the scheme of ……..?
1) Children 2) Rural area development
3) SEBI 4) Ministry of Finance and Indian Banks Association
5) World bank

8. Recently, Rs. 75 coin issued in the memory of …….celebrations of RBI?
1) Golden 2) Silver 3) Platinum 4) Diamond 5) Centenary

9. Indian Banks need not follow……..?
1) Banking Regulation Act,1949 2) RBI Act 1934
3) Negotiable Instruments Act,1881 4) MGNREGA,2006 5) FEMA 1999

10. Which merger is wrong?
1) ICICI limited merger with ICICI Bank Limited -2002
2) Times bank with HDFC bank-1999
3) State bank of Hyderabad with State bank of India-2010
4) State bank of Indore with State bank of India-2010
5) New bank of India with Punjab National Bank-1993

11. The promoter of Clearing Corporation of India (CCIL)……..?
1) IDBI
2) State bank of India and ICICI
3) LIC 4) HDFC and Bank of Baroda
5) All of above

12. Expand SFFSS?
1) Special Fund Facility Security Scheme
2) Special Fund Facsimile Security Settlement
3) Special Fund Facility Scrutiny Settlement
4) Special Front Facility Security Settlement
5) Special Fund Facility Security Settlement

13. Escheat mean……..?
1) The person arrested on the charges of cheating and corruption
2) Estate taken by more than 2 persons to share in the future.
3) The british law which says the person cheated must make the correct of the transaction done
4) Bank agreement with another bank to get the funds for 14 to 90 days .
5) Property is transferred to the government because a person has died without heirs.

14. In 1964, ECGC established. Expand ECGC, which is under the administrative control of government of India?
1) Export Credit and Guarantee Company
2) Export Control and Guarantee Corporation
3) Export Credit and Guarantor Corporation
4) Export Credit and Guarantee Corporation
5) None

15. Lead bank scheme of RBI was set up on the recommendation of ……..?
1) Soma Sundaram Committee 2) Gadgil study group
3) Lodha group 4) Seturaman Committee 5) C.Rangarajan committee

16. Select the wrong option in the following statements relating to Co-operative Banks?
1) Co-operative bank is registered under the Co-operative societies law in which state it is founded
2) Banking Regulation Act 1949 partially applicable so that RBI has partial control
3) Few Co-operative banks usually follow federal structure
4) Co-operative banks can open foreign branches with out the permission of RBI
5) State Co-operative banks can seek re finance facility from RBI

17. Locate the wrong combination?
1) Rajmannar Committee-Cheque bounce an offense
2) Nadakarni Committee-Trading in Private Banks
3) Goparia Committee-Bank Frauds
4) Vyas Committee-Rural Credit
5) Usha Thorat Committee-Financial Inclusion

18. On 18 August 2011, Asian Development Bank granted $ 200 million to …….to boost the power distribution in the state?
1) Bihar 2) Andhra Pradesh 3) Odisha
4) West Bengal 5) Madhya Pradesh

19. Asian Development bank is in Manila. Manila is the capital of…….?
1) Philippines 2) Japan 3) Hongkong 4) Vietnam 5) Laos

20. Highest producer of milk in the world is…….?
1) Canada 2) USA 3) India 4) UK 5) France

21. Devaluation means……..?
1) deliberate upward adjustment to a country’s official exchange rate relative to other currencies
2) deliberate downward adjustment of prices to market prices
3) downward the exports value to import value of the goods exchanged for the goods
4) deliberate downward adjustment to a country’s official exchange rate relative to other currencies
5) None

22. Payroll tax means…….?
1) Tax collected on employers’ wage bills
2) Tax paid to government by class-IV employees
3) Tax paid and received on the rotation basis
4) No Tax collected from employees
5) All of above

23. …….is a surface to surface missile manufactured by India?
1) Hatf 2) Bulava 3) KN-06 4) Prahar 5) Trinity

24. Lok pal bill deals with……..?
1) Reservation of women in Local Bodies
2) Corruption
3) Beedi workers
4) Domestic workers
5) Non-Resident Indians

25. Union Cabinet approved to grant Rs.1200 crore scholarship plan
to……..?
1) Jammu and Kashmir 2) Uttar Pradesh
3) Madhya Pradesh 4) Assom 5) Odisha

26. New Chief minister of Uttarakhand is…….?
1) Nitish Kumar 2) Mayawathi
3) Ramesh Pokhriyal 4) B.C. Khanduri
5) None

27. South Sudan is in ……?
1) Asia 2) Europe
3) North America 4) Africa 5) Australia

28 G-SAT -12 is a …….?
1) Rocket 2) Satellite 3) Space Shuttle
4) Missile 5) Aircraft

29. From 10 November 2011, the SAARC summit to be held in Male (capital of Maldives). Select one nation not a member of this International summit?
1) Myanmar 2) Bangladesh 3) India 4) Sri Lanka 5)Pakistan

30. Housing scheme is……..?
1) MGNREGS 2) JSSY 3) RAY 4) ANNAPURNA 5) LAF

31. National Drinking Water Mission named after…….?
1) Indira Gandhi 2) Mahatma Gandhi
3) Jawahar Lal Nehru 4) Rajiv Gandhi
5) Vajpayee

32. Pick up a filed in which Ramon Magsaysay award is not given?
1) Sports
2) Emergent Leadership
3) Government Service
4) Peace and International Understanding
5) journalism

33. 12th Five year plan period is…….?
1) 2012-2017 2) 2010-2015
3) 2009-2014 4) 2012-2018
5) 2011-2016

34. Five year plans finally approved by…….?
1) National Development Council
2) Planning Commission
3) National knowledge Commission
4) Ministry of Finance
5) Finance Secretary

35. Father of Indian Green Revolution is…….?
1) M.S.Swaminathan 2) Harish Handey
3) J.M.Keynes 4) Amartya Sen
5) Indira Gandhi

36. As part of Look East policy, Prathibha Patil, the president of India recently visited…….?
1) South korea 2) North Korea 3) Vietnam 4) Malaysia 5) Hongkong

37. India’s national aquatic animal is…….?
1) Fish 2) Prawn 3) Whale 4) Dolphin 5) Shrimp

38. National Children day is……..?
1) 14 January 2) 14 December
3) 14 October 4) 14 November
5) 14 August

39. 80th anniversary completed by…….?
1) Central Bank of India
2) Planning Commission
3) Rastrapathi Bhavan
4) Income Tax Department
5) Reserve Bank of India

40. Indian stock markets run under the control of…………..?
1) RBI 2) TRAI 3) SBI 4) SEBI 5) NABARD

41. Standard & Poor is a …….?
1) Bank
2) Non-banking finance company
3) Stock market index
4) Credit Rating Agency
5) RBI advisory body

42. MARPOL is the International Convention …….?
1) to prevent the amalgamation of money laundering agencies
2) to control pollution from motor vehicles
3) to prevent the pollution from Ships
4) to stop the usage of pesticides
5) to encourage the people not to buy plastic

43. Fazilka and Pathankot are the new two districts of…….?
1) Punjab 2) Andhra Pradesh 3) Rajasthan 4) Odisha 5) Jammu & Kashmir

44. Union Government declared price stabilization fund for…….?
1) Tobacco, Coffee, Tea and Rubber
2) Coffee, Tea, Rice and Sugar
3) Wheat, Computers, Chemicals and Tea
4) Coffee, Rice, Wheat and Crude
5) Petrol, Gas and Rice

45. ……..not written by Sarojini Naidu?
1) The Golden Threshold
2) The Feather of the Dawn
3) Muhammad Jinnah
4) Swamy and his friends
5) The Bird of Time: Songs of Life, Death & the spring

46. …….is a player/ umpire/ coach not belong to Cricket?
1) Duncan Fletcher 2) Clyde Duncan
3) Gautam Gambhir 4) Lionel Andres Messi
5) Mansur Ali Khan Pataudi

47. Olympic games 2012 will be held in…….?
1)Mexico 2)Argentina 3)Brazil 4)India 5) Britain

48. Novak Djokovic is not the winner of……..?
1) Australian Open 2) US Open
3) Wimbeldon 4) French Open 5) Rogers cup

Key : 1)3 2)3 3)2 4)4 5)3 6)5 7)4 8)3 9)4 10)3 11)5 12)5 13)5 14)4 15)2 16)4 17)2 18)5 19)1 20)3 21)4 22)1 23)4 24)2 25)1 26)4 27)4 28)2 29)1 30)3 31)4 32)1 33)1 34)1 35)1 36)1 37)4 38)4 39)3 40)4 41)4 42)3 43)1 44)1 45)4 46)4 47)5 48)4.

1. The largest bank in India is ……….?
1) ICICI bank 2) Syndicate Bank
3) Union bank of India 4) Bank of India
5) State Bank of India

2. State bank of India head office is in ……….?
1) New Delhi 2) Kolkata 3) Chennai 4) Mumbai 5) Hyderabad

3. Mumbai has the head offices of many Financial Institutes. Which of the following bank/ institute/ PSU do not have the head office in Mumbai?
1) SEBI 2) RBI 3) Bank of Baroda 4) Bank of India 5) IDBI

4. Bank of Baroda, Andhra Bank and L&G(U.K) established ‘M/S India Invest’. M/S India Invest is a ……….?
1) Real Estate Company 2) Insurance Company
3) Foreign Exchange Office 4) Stock Exchange
5) Savings Plan

5. Insurance Company ‘Met Life’ has headquarters in ……….?
1) Canada 2) Japan 3) England 4) U.S.A 5) Australia

6. Australia based IAG (Insurance Australia Group) and ………. had tie up to do General Insurance business?
1) SBI 2) LIC 3) UTI 4) Reliance Industries 5) Rcom

7. SBI is the largest public sector bank. Which is the second largest public sector bank crossed having of 5,000 branches?
1) Bank of India 2) Bank of Baroda
3) ICICI 4) Punjab National Bank 5) Union Bank of India

8. Punjab National Bank and ………. had tie up together to have Core Banking Solutions (CBS) linking of its Regional Rural Banks
(RRB)?
1) NABARD 2) SBI 3) IDBI 4) UTI 5) SBI DHFI

9. NABARD ( National Bank for Agriculture and Rural Development) established JLG to extract the productive capability from rural
population?
1) Junior Link Group 2) Join Life Group
3) Joint Line Gauge 4) Joint Liability Group
5) None

10. Joint Liability Groups replicate the ……….?
1) Sole Help Group 2) Sole Help Grain
3) Stone Help Group 4) Second Help Group
5) Self Help Group

11. Self Help Groups will be provided with 7 % rate of interest on par with ………. as decided
by central government recently?
1) Vehicle Loan 2) Business Loan
3) Home Loan 4) Agriculture Loan
5) All of above

12. Agriculture Loans are called Regulated Loans. Which Deposit is Regulated Deposit other than NRI account?
1) Savings Account 2) Fixed Deposit
3) Current Account 4) Recurring Account
5) Joint Account

13. Savings Deposits cannot be opened/operated by ……….?
1) Public Sector Banks 2) Co-operative Banks
3) Foreign Banks 4) Non-Banking Finance Companies
5) Private Sector Banks

14. Non-Banking Companies list given. Pick up wrong one?
1) Sri Ram Finance 2) Mutthoot Finance
3) Manappuram Finance 4) ICICI Bank
5) Margadarsi Finance

15. ICICI is the ……….private bank in India?
1) Second largest 2) Third largest
3) Sixth largest 4) Largest
5) Tenth largest

16. Largest borrower in India is ……….?
1) Reserve Bank of India 2) Government of India
3) State bank of India 4) Uttar Pradesh 5) None

17. Government of India declares Minimum Support Price (MSP) for many goods/products every year. Which of the following
commodities do not cover MSP in principle?
1) Paddy 2) Bank Products
3) Wheat 4) Gram 5) Millets

18. Bank products do not cover ……….?
1) Deposit 2) Judicial Stamps
3) Loans 4) Credit Cards 5) All of above

19. Judicial Stamps and Postal Stamps are printed in Indian Security press Nasik. Nasik is in ……….?
1) Andhra Pradesh 2) West Bengal
3) Odisha 4) Tamilnadu 5) Maharastra

20. Maharastra based bank, Bank of Maharastra celebrated ………. celebrations in 2010. Its head office is in Pune?
1) Silver 2) Gold 3) Platinum
4) Centenary 5) Diamond

21. Platinum Celebrations of ………. celebrated. On that eve, One rupee coin minted?
1) Reserve Bank of India
2) State Bank of India
3) Central Bank of India
4) Securities and Exchange Board of India (SEBI)
5) None

22. Reserve Bank of India established Credit Guarantee Corporation of India ( CGCI) in 1971 to encourage more flow of banks credit to ……….?
1) Big industries 2) Self Help Groups
3) Small business firms 4) Co-operative banks
5) Software industries

23. Small business and poor families approach ……….to take small amounts of loans?
1) Foreign banks 2) Public Sector banks
3) Private Sector banks 4) Micro-Finance Companies
5) Rating Agencies

24. Micro-Finance companies Bill passed by ……….to control nuisance of micro-finance companies?
1) Karnataka 2) Maharastra
3) Andhra Pradesh 4) West Bengal
5) Odisha

25. Andhra Pradesh head office bank is ……….?
1) State bank of Hyderabad
2) Syndicate bank
3) Union bank of India
4) HDFC
5) United Bank of India

26. The term not related to banking is ……….?
1) Crossing 2) NPA
3) Priority Sector Lending
4) On Line banking 5) Call option

27. Term not related to Stock Market is ……….?
1) DEMAT 2) Bad Delivery
3) Badala 4) Bid and Offer 5) Basel

28. Term not related to Economics?
1) Diminishing Marginal Utility
2) Demand and Supply
3) National Income
4) Consumer Surplus
5) Law of Motion

29. Which term not related to Banking Technology?
1) NEFT 2) RTGS 3) BOUNCE 4) SWIFT 5) ATM

30. Which is not a currency of any country in the world?
1) Dolla 2) Lira 3) Brussels 4) Pound 5) Yuan

31. Which is not a subsidiary/Associate/agency of any bank in India?
1) SBH 2) ICICI Lombard 3) NABARD 4) SBI Life 5) All of above

32. 113th Constitutional amendment related to ……….?
1) Change the state name of Orissa to Odisha
2) Right to Education
3) Voter’s eligibility age reduced from 21 years to 18 years
4) Establishment of GST council
5) Making Election commission as multiple body

33. Coal India recently got the status of ……….?
1) Navarathna 2) Mini-Ratna 3) Maharatna 4) Veerratna 5) None

34. As per the 2011 census, the lowest population state is ……….?
1) Sikkim 2) Goa 3) Manipur 4) Meghalaya 5) Assom

35. First time Lokpal Bill introduced in parliament in ……….?
1)1968 2)1971 3)1951 4) 2001 5) 2011

36. New war ship ‘Trikhand’ introduced in Indian Navy. It is manufactured and imported from ……….?
1) USA 2) France 3) Australia 4) Russia 5) Japan

37. ‘Scotia Prince’ is the boat run between ……….after 30 years?
1) India and China
2) India and Australia
3) India and Myanmar
4) India and Sri Lanka
5) India and Russia

38. Expand PURA?
1) Urban Areas in Rural Areas
2) Universal Amenities in Rural Areas
3) Urban Amenities in Roll Areas
4) Urban Areians in Rural Areas
5) Urban Amenities in Rural Areas

39. Co-ordinated Boarder Management plan is the agreement between India and……….?
1) Pakistan 2) Bhutan 3) Bangladesh 4) Nepal 5) Sri Lanka

40. Which city celebrated 372 years entry on 22nd August 2011?
1) Hyderabad 2) Mumbai 3) Chennai 4) Bengaluru 5) Mumbai

41. West Bengal name changed to ……….?
1) Purva Banga 2) Uttama Banga
3) Pachima Banga 4) Eleve Banga 5) Tagore Banga

42. 99th Science congress summit will be held in ……….?
1) Tamilnadu 2) Delhi 3) Rajasthan 4) Odisha 5) Goa
43. In BRICS summit, ‘S’ stands for……….?
1) Somalia 2) South Korea
3) Sri Lanka 4) South Africa
5) Swaziland

44. 2012 Pravasa Bharatiya Summit venue is ……….?
1) Jodhpur 2) Jaipur 3) Lucknow 4) Chennai 5) Bellary

45. Which IPS officer crossed palk strait on 25 march 2011?
1) Aruna Bahuguna 2) Rajiv Verma
3) Rajiv Trivedi 4) Madam Straint
4) None of above

46. ………. was appointed as chief of Change Management Team by UNO?
1) Anitha Kapur 2) Jeevan Reddy 3) Atul Khare 4) Y.V.Reddy
5) H S Puri

47. Coasta First Naval Award 2010 got by ……….?
1) Red Cross Society 2) Asha Bhonsle
3) Kiswar Desai 4) Manoj Pandey
5) Diwakar Prem

Key : 1)5 2)4 3)3 4)2 5)4 6)1 7)4 8)1 9)4 10)5 11)4 12)1 13)4 14)4 15)4 16)2 17)2 18)2 19)5 20)3 21)1 22)3 23)4 24)3 25)1 26)5 27)5 28)5 29)3 30)3 31)3 32)1 33)3 34)1 35)1 36)4 37)4 38)5 39)3 40)3
41)3 42)4 43)4 44)2 45)3 46)3 47)3.