SBI Clerks Model Papers

1. To create awareness about various financial education themes of the Reserve Bank of India, it decided to launch a ”Financial
Literacy Tram” in?
1. Mumbai 2. Pune 3. Delhi 4. Kozhikode 5. Kolkatta

2. On 28 Feb 2010, India remembered Dr. Rajendra Prasad on the eve of his 47th death anniversary. On this occasion the vice president
of India Hamid Ansari released Rs. …… and Rs. …… denomination of commemorative coins?
1. 1, 5 2. 2, 10 3. 5, 10 4. 1,100 5. 5,100

3. Sona Ghar has been launched by…… to sell the Gold Coins of 999.99 purity and Gold Deposit scheme?
1. Corporation Bank 2. ING Vysya 3. ICICI 4. State Bank of India
5. Andhra Bank

4. On 1st Feb 2010, the government of India declared the following data. Pick up incorrect one?
1. The exports registered 18.2 growth in Nov 2009
2. The exports registered 9.3 percent growth in Dec 2009
3. Exports dropped by 20.3 percent to $117.58 billion for the April-December 2009 period from $147.56 billion in the same period in the previous year.
4. Imports during the April-December 2009 were $193.82 billion, 23.6 percent lower than $253.80 billion in the year ago period.
5. The target of the government to have export growth by 40 percent and import by 2 percent for the period of the April- December 2009

5. 13th Finance commission details and its recommendations are given below. Pick up the incorrect one?
1. Montek Singh Ahluwalia is the vice chairman of Finance Commission
2. 32 % of the Sharable Central Taxes shall be given every year to states
3. The Medium Term Fiscal Plan (MTFP) should be a statement of commitment rather than intent
4. The National Calamity Contingency Fund (NCCF) should be merged with the National Disaster Response Fund (NDRF)
5. An amount of Rs. 19,930 crore has been recommended as grant for maintenanceof roads and bridges for four years (2011-12 to 2014-15).

6. On 3rd Feb 2010, Kirit Parekh presented the report on fuel Prices to Petroleum. Select wrong one?
1. Recommended increase of kerosene by Rs. 6 per litre with immediate effect.
2. Increase LPG rates by Rs. 100 per single cylinder
3. Committee estimated the losses of state run oil marketing companies at Rs. 40,000 crore due to selling at subsidy costs
4. IOC, BPCL,HPCL are state run marketing companies
5. It is better to import oil rather than giving subsidy.

7. Choose the incorrect statement regarding the union Budget 2010-2011?
1.The Minimum Alteration Tax ( MAT) has been altered from 15 % to 18 %
2. Revenue deficit was estimated at 4 % GDP
3. The current surcharge of 10% domestic companies has been reduced to 5%
4. Service Tax retained at 10%
5. Customs duty on Crude 5%

8. The Budget 2010-2011 documents reveal how rupee comes from. Pick up incorrect one?
1. Borrowings – 29 paise
2. Corporate duty – 23 paise, Excise duty – 10 paise
3. Income Tax – 9 paise, Customs duty – 9 paise, Service Tax – 6 paise
4. Non-Tax revenue -11 paise, Non debt capital receipts – 3 paise
5. None

9. Railway minister new proposals are given below. Select incorrect one?
1. Railway research centre will be established at IIT Kharagpur.
2. Rail Axle Factory at New Jalpaiguri
3. Rail cum Air destination at Mumbai
4. Double Decker trains each from Delhi and Kolkatta
5. 10 Rail ECO parks on wet lands, forest areas

10. …… got voting rights back in IMF after 7 years?
1. Somalia 2. Zimbabwe 3. Zambia 4. Fiji 5. Ukraine

11. Which state passed Vested Property Return (Amendment)
Act, to return the property, confiscated from Hindu minorities as alleged that they belong to enemy state?
1.Pakistan 2. China 3. Banglades 4. Sri Lanka 5. Myanmar

12. Which state became the first State to announce a ban on BT brinjal on Feb 5, 2010?
1. Karnataka 2. Tamilnadu 3. Uttarakhand 4. Maharashtra 5. Delhi

13. In this Budget, the government has approved the setting up of the National Mission for Delivery of Justice and Legal
Reforms. The incorrect statement among the following?
1. The mission is to help reduce legal backlog in courts from an average of 15 years at present to 3 years by 2012.
2. This helps in improving the legal environment for business.
3. The Thirteenth Finance Commission has provided grants amounting to
Rs.5,000 crore for the States to improve the delivery of justice, and also to strengthen the alternate dispute resolution mechanisms.
4. The government will provide the Supreme Court benches in all states
5. All of above

14. A new placement process, being conducted over continuous weekends which are called “cohorts” . Cohorts start in the campus of
1.IIM-A 2. IIM-B 3. IIM-K 4. IIM-C 5. IIM-L

15. Education Development Index which is prepared by National University of Educational Planning and Administration (NUEPA), has
conducted a survey on the School infrastructure. Which state/ UT leads in this index pushing Delhi to second place?
1. Kerala 2. Chandigarh 3. Puducchery 4. Karnataka 5. Punjab

16. DRDO declared that it will manufacture AGNI-V, to have the range
of …………Km, after successfully testing of AGNI-III having the range of 3,500 Km on 7 Feb 2010 at Wheeler island of Orissa?
1. 4,000 km 2. 4200 km 3. 4500 km 4. 4,750 km 5. 5,000 km

17. India mart Himtex, international hardware show and automotive testing, these three Expos on 2nd Feb 2010, inaugurated at ……
1. Pune 2. Bengaluru 3. New Delhi 4. Hyderabad 5. Chennai

18. Bioasia-2010 is inaugurated at……….?
1. Pune 2. Hyderabad 3. Bengaluru 4. Mumbai 5. Nagpur

19. The Indian Airforce displayed its mighty power of exhibiting Sukhoi 30, Mirage 2000, Jaguars, UAVs, Helicopters, AWACS system
at Pokharan. It is named as….?
1. Yudh Abhyas-2010 2. Varun-2010
3. Peace Mission-2010 4. CADEX
5. VayuShakti-2010

20. Rajan Bharti Mittal, the VC and MD of Bharti Enterprises, a diversified group dominant in telecom, insurance and retail, took over as the President of……………….?
1. ASSOCHAM 2. CII 3. FICCI 4. WEF-India Chapter 5. India Invest

21. K.G. Balakrishnan, the chief Justice of India declared … village Gram Panchayat in Kottayam district of Kerala as the first litigation
Controlled Panchayat in India on 27th Feb 2010?
1. Moonnilavu 2. Kalavitthu 3. Ponnar 4. Vallarpadam 5. Monthonam

22. 16th National Space Science Symposium (NSSS) held at?
1. Rajkot 2. Ahmadabad 3. Pune 4. Chitrakoot 5. Baruni

23. India’s 38th Tiger Reserve Parambikulam Wild life Sanctuary is in … ?
1. Tamilnadu 2. Orissa 3. Rajasthan 4. Kerala 5. Sikkim

24. Which state chief minister declared that his state will become the first Carbon Neutral State by 2021 taking the inspiration from
Costa Rica?
1. Haryana 2. West Bengal 3. Himachal Pradesh 4. Rajasthan
5. Andhra Pradesh

25. The recent appointments are given. Find out the incorrect one?
1. PrasarBharthi – Mrinal Pandey in the place of Arun Bhatnagar, who resigned
2. FICCI – Rajan Bharti Mittal in the place of Harsh Pati Singhania
3. Working Chairman of NDA – L.K.Advani
4. Ambassador of Gujarat – Amitabh Bachchan
5. Governor of Andhra Pradesh – surjeet Singh Barnala

KEY
1.5 2.5 3.4 4.5 5.1 6.5 7.3 8.5 9.3 10.2 11.3 12.3 13.4 14.1 15.5
16.4 17.4 18.2 19.5 20.3 21.1 22.1 23.4 24.3 25.5.

1. On 10 Feb 2010, Reserve Bank of India issued a draft circular to adopt “Base Rate System” by all banks. Pick up correct one?
1. Banks should adopt Base Rate System instead of present BPLR system, at the time of lending
2. The Base Rate will be the minimum rate for all Commercial Loans and banks will not be permitted to resort to any lending below this
rate.
3. All new loans and old loans come for renewal attracts Base Rate.
4. Base Rate comprise of Cost of Deposits, Adjustment for the Negative carry in respect of SLR and CRR, Unallocable Overhead Cost etc .
5. All of above

2. The existing categories of Non-Banking Finance Companies (NBFC) are Asset Finance Companies (AFC), Loan Companies (LCs), and Investment Companies. On 12 Feb 2010 Reserve Bank of India initiated to introduce a new category NBFC. It is……?
1. Innovation Companies
2. Economic Research Companies
3. Initiated investment Companies
4. Daily Finance Companies
5. Infrastructure Finance Companies

3. If the net worth of company is above Rs.1000 crore by 1 Apr 2010, they should follow IFRS norms. If their net worth is Rs.500 crore –
Rs.1000 crore they should follow by 1 APR 2003, and below than Rs.500 crore they should follow by 1 Apr 2014. All small and medium scale industries, and unlisted firms are exempted from IFRS. IFRS means …. ?
1. International Financial Respect Scheme
2. International Financial Reign System
3. Inter-continental Financial Report System
4. International Financial Reporting Standards
5. International Financial Responsive Systems

4. The World Bank released its Global Economic Progress 2010 and it has the details of Indian Economy.. Pick up correct one?
1. In 2010-2011, India grow by 7.5 – 8 %
2. In 2011-2012, India grow by 7.5 – 8%
3. In 2009-2010, Indian growth will be around 6 % only
4. The report hailed the performance of Indian economy, despite the economic crisis in world
5. All of above

5. Telecom Minister A. Raja provided the following information regarding TELE DENSITY. Pick up incorrect one?
1. National Telecom Policy 1999, estimated that 600 million tele connections will be there by 2012
2. By Dec 2009, India has 580 million connections
3. By Mar 2010, we can have 600 million connections
4. The tele density in the country rise to 40 percent in 2009 from 15 percent in 2007
5. India has largest number of telephones in the world

6. To whom the Finance ministry had given permission to issue Rs. 5000 crore Tax Free Bonds (TFB) carry an interest in the range of
6.5 % to 7.25 % ?
1. Reserve Bank of India
2. Oil and Natural Gas Corporation
3. Steel Authority of India Limited
4. Coal India Limited
5. Indian Railway Finance Corporation

7. Many state Governments introduced the Budgets in the month of February 2010. Pick incorrect one
1. Bihar- Nitish Kumar Government promised to distribute Bhoodan and Surplus land to Tea plantations
2. Chhattisgarh- Raman Singh Government introduced many schemes apart from Bharat Shakshar Yozana to bring literacy campaign in 8 districts in the state.
3. Andhra Pradesh- Rosaiah government decided to scrap the Free Medical Insurance Scheme (Rajiv Arogyasree) on the recommendation of World Bank
4. Madhya Pradesh- Siv Raj Singh Chauhan Government preferred to introduce new scheme “Mukhya Mantri Sadak Yozana” to connect rural roads much like NDA government’s “Pradhana Mantri Gram Sadak
Yozana”
5. Uttar Pradesh- Mayawathi Government forwarded policy of ‘Sarvajan Hitaya sarvajan sukhaya’ and allotted Rs.402 crore for the Chief minister Mahamaya Garib Arthik Madad Yozana.

8. Of the following statements which one is correct regarding the terms used in Budget formation?
1. Revenue receipts = Tax Revenue + Non- Tax Revenue
2. Revenue deficit = Revenue Expenditure – Revenue Receipts
3. Fiscal Deficit = Total Expenditure – (Revenue Receipts + Recovery of Loans + Other Receipts)
4. Primary Deficit = Fiscal Deficit – interest payment
5. All of above

9. Rs.100 crore allocated to Mahila Kisan Sashakti Karan Pari Yozana.
It benefits … ?
1. Woman unemployed
2. Woman house wife
3. Woman farmer
4. Woman bank employee
5. Woman public sector employee

10. Mamata Benarjee promised to establish new Wagon factories in Railway Budget. Pick up where the factories will be established?
a. Secunderabad (Andhra Pradesh)
b. Bangalore (Karnataka)
c. Guwahati (Assam)
d. Bhubaneswar (Orissa)
e. Haldia (West Bengal)
f. Barddhaman (West Bengal)
g. Jam Nagar (Gujarat)
1. a b c d e f g 2. b c d e g 3. a c d e f 4. c d e f g 5. a b c d

11. Three Indian Oil companies ONGC, IOC, OIL have decided to invest around $ 2.25 billion in CARABOBO-1 project of Orinoco extra heavy belt. This belt is in …… ?
1. Dubai 2. Israel 3. Chile 4. Argentina 5. Venezuela

12. BSNL will have tie up with ……, a Chennai based IT company to provide a cheaper Broad Band Connectivity in rural areas?
1. Novotel 2. Navatium 3. Aircel 4. Infosys 5. Tanla

13. National Consumer Dispute Redressal Commission headed by ……. ?
1. Justice K.S. Guptha
2. Justice R.C. Jain
3. Justice R.K.Batta
4. Justice Ashok Bhan
5. Justice B.N.P.Singh

14. Bhandari committee constituted to give recommendations on ….
1. CBS upgradation in RRB’s
2. Reconstruction of RRB’s
3. Giving permission to RRB’s to sell Mutual Funds
4. Permission to RRB’s to open overseas branches
5. Merger of RRB’s with Co-operative Banks

15. Second India- Arab investment Projects Conclave held at New Delhi on 8 Feb 2010, revealed the data that India- Arab Nations present trade estimated of $114 Billion and it will be almost double to $ 230 Billion by …… ?
1. 2011 2. 2012 3. 2013 4. 2014 5. 2015

16. To encourage competitive pricing coordination between alternative modes of transport in order to provide an integrated and sustainable transport system, the central government introduced ….
1. National Transport and Competitive Authority
2. Indian Transport and Sequential ordering Authority
3. National Eminent Sustainable and Patrol Authority
4. Trans National Programmable and Transmission Authority
5. National Transport Development Policy Committee

17. …… is world’s largest micro-irrigation manufacturer, an Indian based company signed MOU with International Rice Research Institute
(IRRI), Manila (Philippines), for jointly conduct drip irrigation research?
1. Indo-Psalm Manufactures
2. Nandiya Enterprises
3. Jain Irrigation
4 Ambani Micro Irrigations
5. Santa Biotechs

18. 3 GSM World Congress representing mobile operators, vendors and across the world held its annual conference in … In this conference,
Microsoft announced its new revamped mobile operating system,
Windows Phone 7 Series.
1. Washington 2. Tokyo 3. Barcelona 4. Singapore 5. Moscow

19. Government of India, as a part of new nutrient-based subsidy scheme, effective from 1 Apr, 2010, the new price of Urea has been
raised from Rs.4,830 rupees to ….. rupees per metric tonne.
1. 10,000 2. 5,310 3. 6,120 4. 7,360 5. 9,000

20. On 12 Feb 2010, the second estimates of crop production released. The correct statement is …… ?
1. Total Food grains – 216.85 million tonnes
2. Rice – 87.56 million tonnes
3. Wheat – 80.28 million tonnes
4. Pulses – 14.74 million tonnes
5. All of above

21. Which committee is appointed by the government over the study of Forest Rights Act?
1. Veerappa Moiley 2. K.L.Rao
3. Devendra Pandey 4. Pratap Bhushan
5. Mrinal Pandey

22. On Feb 16, 2010 the central power minister Sushil Kumar Shindey declared ….. district in India as the first total electrified district?
1. Sirpa (Himachal Pradesh)
2. Ernakulam (Kerala)
3. Haripur (West Bengal )
4. Mannavaram (Andhra Pradesh)
5. Palakkad (Kerala)

23. In the development of South – south Partnership, Partners in Population and Development (PPD), an inter-governmental alliance of twenty-four ‘developing’ countries established. It’s head quarter is at …… ?
1. New Delhi 2. Taipei 3. Beijing 4. Dhaka 5. Colombo

24. Recently Dr. Horst Koehler visited India to finalize economic and technological cooperation worth about Rs. 2,500 crore and some
other pacts. He is the president of …… ?
1. Australia 2. France 3. Germany 4. England 5. None

25. In 2008-2009, the performance of Public sector Banks and private banks is very well. Pick up the wrong one relating to their performance?
1. Public sector Banks and Private sector Banks did an average Business Per Employee (BPE) of Rs.7.44 crore
2. Private Banks generated higher Profit Per Employee (PPE) of Rs.6.16 Lakh
3. Public Sector Banks generated PPE about Rs.4.72 lakh
4. State Bank of India did Business Per Employee (BPE) of Rs.20 crore
5. Public Sector Banks increased their branch network by 2 % but their employee strength fell by 1 %.

KEY
1.5 2.5 3.4 4.5 5.5 6.5 7.3 8.5 9.3 10.3 11.5 12.2 13.4 14.2 15.4
16.5 17.3 18.3 19.2 20.5 21.3 22.5 23.4 24.3 25.4.