SBI written exam for Clerks posts consists of a section on General Awareness. Following are some model questions with answers on General Awareness.
1. Which is not the nationalized bank?
1) Andhra Bank 2) Syndicate bank
3) Axis bank 4) Central Bank of India
5) Oriental Bank of Commerce
2. Banks cannot accept ………..
1) Cash 2) Postal Stamps 3) Drafts
4) Bill of exchange 5) pay order
3. Cheque facility is not available in ………..?
1) Savings Account 2) Current Account
3) Recurring Account
4) Savings and Current Account
5) All of above
4. The Demand Draft can be issued to ………..?
1) Farmer 2) Student
3) Government employee
4) Business man 5) All of above
5. Core banking means connectivity between.. ?
1) all branches and RBI
2) all branches and the branches of other bank
3) branches, ATM and online systems of all branches
4) all RRB’s and RBI
5) None
6. Which of the following rate usually not declared by RBI?
1) SLR 2) CRR 3) Base rate
4) Repo Rate 5) Reverse repo Rate
7. In private sector bank, the government may have the stake up to ……….. percent?
1) 50 2) 51 3) 100 4) 49 5) 0
8. In public sector bank, the government stake must be least ………..percent?
1) 50 2) 100 3) 90 4) 51 5)1
9. NEFT rules are given. Pick the wrong one?
1) NEFT means National Electronic Fund Transfer
2) Up to 2 lakhs the amount can be transferred
3) Both in Savings and Current Account the funds can be transferred
4) The minimum charge on this type of transfer is Rs.1000
5) Many private and Public Sector banks offer this facility these days
10. RTGS rules are given. Pick the wrong one?
1) RTGS means Real Time Gross Settlement
2) Above 2 lakhs the funds can be transferred
3) RTGS facility not available in current account
4) The charges of RTGS to be paid by the customer
5) All of above
11 All savings bank accounts carry nominee name. A nominee cannot be ………..?
1) Friend 2) Mother 3) Father 4) Son 5) Daughter
12. On 19 October 2011, Pranab Mukarjee said the Union Government inject the funds in to public sector banks to maintain Tier Capital
of ………..percent?
1) 5 2) 10 3) 6 4) 7 5) 8
13. The negotiable instrument is ………..?
1) Cheque 2) Demand draft
3) Bill of Exchange 4) Treasury Bills
5) All of above
14. Negotialble instruments rules and regulations mentioned by ………..?
1) Negotiable cheque Act 1901
2) Negotiable instruments Act 1901
3) Negotiable instruments Act 1818
4) Negotiable instruments Act 1881 5) None
15. Usually there are three parties in the case of Cheque. The drawer is ………..?
1) One who writes cheque
2) One who receives cheque
3) One who mediates cheque
4) 1 & 3 5) None
16. In the cheques, the drawee is………..
1) One who writes cheque
2) One who mediates cheque
3) RBI 4) Bank 5) All of above
17. Drawing two or three lines on the left head of cheque is called ………..?
1) Nullity 2) Paid 3) Offering 4) Crossing 5) Nothing
18. Crossing means the bank should ………..?
1) Make the payment stop
2) Make the payment late
3) Make the payment to payee through account only
4) Pay the amount to anybody
5) None
19. The cheque bounce due to ………..?
1) If the correct date written
2) If the Sunday date written
3) If the public holiday date written
4) If the date is the 30th of any month
5) Post date written
20. Cheque bounce due to ………..?
1) More funds
2) Funds not excessive at least Rs.1000
3) Lack of funds
4) If the amount has paise denomination
5) In all above cases
21. Cheque bounce due to ………..?
1) If the cheque is given with signature
2) If the cheque issued to government employee
3) Alteration made without signature
4) If the cheque value is more than 50 lakhs
5) In all above cases
22. On 20th October 2011, State Bank of India declared it earned 3.5 NIM in the second quarter. NIM stands for ………..?
1) Net Interest Minimum
2) Not Interest Margin
3) Net Internal Margin
4) Net Interest Module
5) Net Interest Margin
23. ETF stands for ………..(In these days the people are buying GOLD ETF bonds)
1) Extra Trade Forum
2) Exchange Trade Finance
3) Eternal Trade Fund
4) Exchange Trade Forum
5) Exchange Traded Fund
24. Chairman of the National Advisory Committee on Accounting Standards is ………..?
1) D.Subba Rao 2) Y.V.Reddy
3) Y.H.Malegam 4) K.C.Chakravarthy
5) Montek Singh Ahluwalia
25. Which financial institute declared October month as Social Security Month?
1) SBI 2) Religare 3) LIC 4) India First 5) GIC
26. FAO conference on East Africa famine concluded in ………..?
1) Rome 2) Vienna 3) Newyork 4) Washington 5) Canberaa
27. UN AIDS ambassador ………..participated in International AIDS conference on 7 Oct 2011 at Moscow?
1) Preity Zinta 2) Sharmila Tagore
3) Leela Samson 4) Mamatha Sharma
5) Shantha Sinha
28. Two public sector enterprises applied for the status of Maharatna
recently. They are ………..?
1) CIL,HCL 2) ONGC,SBI 3) IOC,NTPC
4) SAIL,BEL 5) BHEL,GAIL
29. H- 1 (2011-2012)tax collection increased by ……….. percent leading the collection to Rs.4,25,712 crores?
1) 14.5 2) 20.6 3) 22.1 4)18.9 5) 25.6
30. The global economic growth in 2011 will be nearer to ……….. percent only, compare to 4 percent in 2010?
1) Eight 2) Ten 3) Six 4) Seven 5) Three
31. ………..has introduced the nation’s first petrol pump with self service refuelling facility in New Delhi?
1) ONGC 2) HP 3) IOC 4) BP 5) None
32. The second highest test Century (35) maker is Dravid. He is the
cricketer from ………..?
1) Andhra Pradesh 2) Mumbai 3) Delhi 4) West Bengal
5) Karnataka
33. Baichiung Bhutia retired from international events. He is the former Indian ……….. captain?
1) Volley ball 2) Foot Ball 3) Cricket
4) Kho Kho 5) Kabbaddi
34. The term gully used in ………..?
1) Foot ball 2) Volley ball 3) Hand ball
4) Hockey 5) Cricket
35. The FIFA(Federation of International Football Association) world cup venues given. Pick the correct one?
1) 2010-South Africa 2) 2014-Brazil
3) 2018-Russia 4) 2022-Qatar
5) All of above
36. ………..released $ 1.5 billion aid to Libya on 27 August 2011?
1) USA 2) Russia 3) UNO 4) IBRD 5) IMF
37. Union government sanctioned Rs…………crores for tracking cyclones in coastal states?
1) 1500 2) 2500 3) 2000 4) 1700 5) 900
38. Fast attack warship ……….. commissioned in Indian Navy on 26 August 2011?
1) Kaurava 2) Pandava 3) Karna 4) Salya 5) None
39. The Prime Minister announced the free import of 61 items from Bangladesh. The currency of Bangladesh is………..?
1) Dollar 2) Rupee 3) Ngultrum 4) Pound 5) Taka
40. Among 28 states in India, 17 states have Lokayukta. The first Lokayukta established in 1970 is ………..
1) Odisha 2) Andhra Pradesh 3) Assom 4) Tamilnadu 5) Sikkim
41. The Lokayukta who inducted Yedurappa, the chief minister of Karnataka is ………..?
1) Justice Rey 2) Justice Kania
3) Justice Panduranga 4) Justice Sudha Misra
5) Justice Santosh Hegdey
42. The Lokayukta who resigned in Karnataka on the allegations of Land Scam?
1) Justice Nanavathi 2) Justice Bhagavathi
3) Justice Chandra Chud 4) Justice Mukarjee
5) Justice Sivaraj Patil
43. Recently the inventor of iPad died. He is ………..?
1) Edwin H. Armstrong 2) Charles Babbage
3) Steve Jobs 4) William Seward Burroughs
5) George Eastman
44. On 17th August 2011, ………..topped as most valuable firm crossing RIL ( Reliance Industries Limited) in market capitalization?
1) BHEL 2) ISRO 3) Bharati Cement
4) Coco-Cola 5) Coal India Limited
45. Top three destinations of Indian exports as per e-Bay site?
1) Eurpoe,USA and UK
2) USA,UK and Germany
3) USA, Indonesia and China
4) USA,UK and Europe
5) USA,UK and Australia
46. The export promotion scheme ‘Focus: LAC’ applies to ………..?
1) European Union 2) North America
3) South East Asia 4) Africa
5) South America
47. 100th International Labour Organization summit held in ………..on 13 June 2011?
1) Geneva 2) Paris 3) New York 4) Washington 5) Rome
48. National convention of Parliamentarians, Legislators, zilla parishad chairpersons and mayors on HIV/ AIDS held in………..on 4, 5 July 2011?
1) Mumbai 2) Hyderabad 3) Chennai 4) New Delhi 5) Pune
49. World Investors summit will be held in ……….
1) Hyderabad 2) New Delhi 3) Bengaluru 4) Chennai 5) Kolkata
Key: 1)3 2)2 3)3 4)5 5)3 6)3 7)4 8)4 9)4 10)3 11)1 12)5 13)5 14)4 15)1 16)4 17)4 18)3 19)5 20)3 21)3 22)5 23)5 24)3 25)3 26)1 27)1 28)5 29)3 30)5 31)3 32)5 33)2 34)5 35)5 36)3 37)1 38)1 39)5 40)1 41)5
42)5 43)3 44)5 45)5 46)5 47)1 48)4 49)3.