SBI Clerks General Awareness Important Questions with Key

1. ………is not a feature of ‘Demand Deposits’?
1) Multiple deposits allowed
2) Multiple withdrawals allowed
3) Withdrawals permitted through ATM
4) Withdrawals not permitted through ATM
5) 1 & 2

2. At the time of opening of Savings Account, the Account Holder can write Nominee name. If Nominee dies first ……………..
1) the account holder can write another nominee name
2) account automatically closes
3) the account holder should close the account and open another account
4) the heirs of nominee take the money in the account
5) the account holder not allowed to write another nominee name

3. Praveen has an account in Union Bank of India. He issued a cheque of Rs.10000 to Ravi Kumar. Who is drawee in the above case?
1) Praveen 2) Union Bank of India
3) Ravi Kumar 4) Praveen and Ravi Kumar
5) Ravi Kumar and Union Bank of India

4. ‘A’ has an account in State Bank of India. He issued a crossed cheque to ‘B’. Then ‘B’ …
1) should deposit cheque in his bank account
2) can go to bank counter and get money directly
3) can ask the bank to change crossed cheque into bearer cheque to get cash
4) B can cancel the crossing to get cash
5) B can change the crossed cheque by putting his signature

5. Dr. Santosh deposited Rs.10000 in his savings account and got counterfoil. In his pass book the deposit entry made and his present
balance is Rs.15,000. Later he got mobile alert that he deposited Rs.1000 only. Then…………
1) Dr. Santosh is eligible to withdraw Rs.10000 only.
2) Mobile alert resembles the balance and his present balance is Rs.11,000 only.
3) Bank asks Dr. Santosh to deposit Rs.4000 again.
4) He need not worry because mobile alerts need not resemble the accurate balance in account. His balance stands at Rs.15,000.
5) All of above

6. ‘A’ received PIN (personal identification number) for his debit card by post. Then ………..
1) he should not share this number with anybody
2) he can share this number with anybody
3) he can tell this number to bank clerk alone
4) he can share this number with his friends in his Facebook Account
5) None

7. Vijay deposited Rs.5000 in Andhra Bank and got Demand Draft. He wants to cancel the Demand Draft. Then……………
1) once Demand Draft issued, it can not be cancelled.
2) Demand Draft can be cancelled by Andhra Bank. However the cancellation charges may be there.
3) he can approach any public sector bank to cancel the Demand Draft , as Andhra Bank is also a Public Sector Bank.
4) only after 90 days the demand draft can be cancelled.
5) Vijay should get permission from RBI to get the cancellation of Demand Draft.

8. World Bank is a vital source of financial and technical assistance to……………
1) Developed countries 2) G 8 Countries
3) Developing countries 4) African Countries
5) SAARC countries

9. World Bank headquarters is at…………
1) Tokyo 2) Paris 3) Washington DC 4) Rome 5) Geneva

10. World Bank group consists of five Organizations. One of them is IBRD. Expand IBRD.
1) International Bank for Repair and Development
2) Indian Bank for Reconstruction and Development
3) International Bank for Reconstruction and Development
4) International Board for Reconstruction and Development
5) International Bank for Roads and Development

11. How many member nations have the membership in IBRD?
1) 67 2) 172 3) 188 4) 184 5) 177

12. On 18th April, 2012 which country took membership in IBRD, becoming the latest member in IBRD?
1) Russia 2) Israel 3) Montenegro 4) Libya 5) South Sudan

13. Who became the president of World Bank Group on 1st July 2012? He is the 12th President of the Group.
1) Christine Legarde 2) Haruhiko Kuroda
3) Jim Yong Kim 4) Chidambaram 5) Robert Zollick

14. World Bank Chief Economist is………
1) Jim Yong Kim 2) Amartya Sen
3) Kaushik Basu 4) Vijay. C. Kelkar
5) Ajay Kumar Seth

15. World Bank has agreed to grant Rs 800 crore for the second phase of the watershed development programme called Gramya in the state of…………
1) Andhra Pradesh 2) Tamil Nadu
3) Uttarakhand 4) Karnataka
5) Jammu and Kashmir

16. …………… approved a $ 60-million credit to the Karnataka Watershed Development Project II (KWDP II) to improve watershed planning and management in project areas on 7th September 2012?
1) World Bank 2) ADB 3) IMF 4) AFD 5) ODA

17. Central Government, Karnataka Government and the World Bank have
signed a $70 million additional credit agreement for the ongoing …………..
1) Karnataka Metro Development Project
2) Karnataka E-stamp payment and settlements project
3) Karnataka Health System Development and Reform Project
4) Karnataka Primary Education and Health project
5) None

18. India slips to ……. in the coffee production. Brazil is the largest producer of coffee in the world.
1) 10th position 2) 12th position
3) 4th position 4) 7th position
5) 20th position

19. Jivika is the rural empowerment program of -
1) Rajasthan 2) Karnataka
3) Madhya Pradesh 4) J&K 5) Bihar

20. The Tagore University for Liberal Arts will be established at…………
1) Hyderabad 2) Kolkata 3) Chennai 4) Mumbai 5) Pune

21. The abbreviations are given. Pick the wrong one.
1) WADA-World Anti-Doping Agency
2) GAAR- General Anti-Avoidance Rules
3) CBS-Core Banking Solutions
4) IFSC-Indian Financial System Code
5) None

22. India's first High Quality Video Call Office by BSNL launched in...
1) Hyderabad 2) Chennai 3) Pune 4) Ahmadabad 5) Kolkata

23. ‘Irama Kathaiyum Iramayakalyum’ written by....
1) Chandrasekhara Kambara 2) Kalahandi Ramasastry
3) Kalidas 4) A A Manavalan 5) None

24. ‘YUVA’, the initiative launched by Election Commission of India to identify the missing and non-voters to encourage them for voting.
YUVA stands for………..
1) Youth Unite for Voter Aim
2) Youth Umbrella for Voter Awareness
3) Youth Umpire for Vote Awareness
4) You Unite for Voter Awareness
5) Youth Unite for Voter Awareness

25. International Day for Biological Diversity held on………….
1) 22 December 2) 22 November 3) 22 October 4) 22 May 5) 22 August

26. Who received the Liberty Medal-2012 in Philadelphia on 13th September 2012 ……
1) Barack Obama 2) Vijay Emani
3) Muhammad Ali 4) Babi Zindal
5) Amartya Sen

27. Robert Lefkowitz (69) and Brian Kobilka (57), the two Americans won the Nobel Prize 2012 for ……….
1) Physics 2) Literature 3) Chemistry 4) Peace 5) Medicine

28. In the following Olympic Medal winners from India, who won the gold medal?
1) Vijay Kumar 2) Saina Nehwal
3) Sushil Kumar 4) Abhinav Bhindra
5) All of above are the winners of gold medal

29. Official Mascots of London Olympics 2012 are ………….
1) All In one Rhythm and OYE
2) West Winds and Right
3) Sheru and Stumpy
4) Hingo and Bingo
5) Wenlock and Mandeville

30. Pick the wrong combination in the given list of Union Cabinet.
1) Praful Patel - Water resources
2) Selja Kumari - Social Justice and Empowerment
3) Rahman Khan - Minority Affairs
4) G.K.Vasan - Shipping
5) Jaipal Reddy - Science and Technology

31. On 20th November 2012, 43rd International Film Festival of India (IFFI 2012) inaugurated in……….
1) Andhra Pradesh 2) Tamil Nadu 3) Rajasthan 4) Delhi 5) Goa

32. 8th session of the Conference of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) held from 26th November 2012 at....
1) Los Cobos 2) David Camp 3) Doha 4) Manila 5) Geneva

33. Vikram Misri appointed as the …………
1) Principal Secretary to PM
2) Private Secretary to PM
3) Chief Economic Advisor to PM
4) Minister of State in PMO 5) None

34. Which among the following one is not a Credit Rating Agency?
1) CRISIL 2) CARE 3) NSE 4) ICRA 5) ONICRA

35. Which committee recommendations brought Universal Banking in India?
1) C.Ranga Rajan Committee
2) D.Subba Rao Committee
3) R.H.Khan Committee
4) Usha Thorat Committee 5) None

36. Which Committee suggested establishing the ‘United Financial Agency’?
1) Shunglu 2) Parthasarathy Shome
3) B.N.Krishna 4) Vijay.C.Kelkar
5) Chidambaram

37. International Girl Child Day observed on....
1) 11 August 2) 11 December
3) 11 September 4) 11 October
5) 11 November

38. The summit 5+5 recently held in………….
1) USA 2) UK 3) Vietnam 4) Mexico 5) Malta

39. Who is the Chairperson of Central Board of Film Certification?
1) Sharmila Tagore 2) Anupam Kher
3) Leela Samson 4) Arvind Trivedi
5) Vijay Anand

40. UN Women unveiled the first virtual knowledge hub in …………
1) India 2) Russia 3) Australia 4) Switzerland 5) Italy

KEY : 1-4; 2-1; 3-2; 4-1; 5-4; 6-1; 7-2; 8-3; 9-3; 10-3; 11-3; 12-5; 13-3; 14-3; 15-3; 16-1; 17-3; 18-4; 19-5; 20-5; 21-5; 22-4; 23-4;
24-5; 25-4; 26-3; 27-3; 28-4; 29-5; 30-1; 31-5; 32-3; 33-2; 34-3; 35-3; 36-3; 37-4; 38-5; 39-3; 40-1.

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