SBI POs Model Questions

1. SBI commercial & International Bank Limited acquired by ………..?
1) Reserve Bank of India 2) Ministry of Commerce
3) SEBI 4) State bank of India 5) None

2. RBI ordered that more than what denomination the Demand Drafts should not be issued against Cash, particularly by RRBs?
1) Rs.1000 2) Rs.10,000 3) Rs.50,000 4) Rs.1,50,000 5)None

3. LIC(Life Insurance Corporation of India) made a pact to issue Credit Cards with ………..?
1) HDFC 2) AXIS Bank 3) Corporation Bank 4) ICICI 5) Andhra Bank

4. Recently EXIM Bank (Export and Import Bank of India) provided $ 20 million line of credit to………..?
1) Switzerland 2) Zimbwabe 3) Swaziland 4) Australia 5) New Zealand

5. Karnataka State Highway improvement project got $ 315 million from ………..?
1) Asian Development Bank 2) World Bank 3) IMF 4) AFD 5) ODA

6. Most active segment of the money market in India is………..?
1) Repo rate 2) Statutory Liquidity Ratio 3) Call money market
4) Certificate of Deposits market 5) Term note market

7. Syndicated loan means ………..?
1) the loan offered to BPL families
2) loan offered to one bank by different states in India
3) loan taken by different borrowers from one bank in the single account
4) loan given by the group of banks to single borrower
5) loans ban by RBI

8. India signed to get Rs. 1600 cr from German Bank to finance world biggest solar power plants in Dhule district of
1) Andhra Pradesh 2) Karnataka 3) Mysore 4) Maharastra 5) Goa

9. $ 200 million will be given to power distribution in Madhya Pradesh by ….
1) World Bank 2) Asian development Bank 3) AFD
4) International Monetary Fund 5) IFC

10. $ 648 million to be provided by world bank to construct 444 MW hydro power project in………..
1) Uttarakhand 2) Uttar Pradesh 3) Assom 4) Goa 5) Rajasthan

11. LIBOR (London Inter bank Offered Rate) being published by………..
1) BSE 2) Thomson Reuters
3) Washington Post 4) New York Times
5) London University

12. Till Kharif 2010, how many farmers covered under National Agriculture Insurance Scheme ………..
1) 20.25 crore 2) 18.65 crore 3) 12.4 crore
4) 9.6 crore 5) 17.14 crore

13. Center for Monitoring Indian Economy estimated 2011-12 fiscal year growth will be…………percent?
1) 5.2 2) 9.1 3) 8.1 4) 10.5 5) 9.5

14. Rastriya Arogya Nidhi available to………..to get medical assistance.
1) The inhabitants of poor states
2) The inhabitants of North eastern states
3) BPL families
4) MGNREGA domestic workers only
5) None

15. Dal Bhat Scheme provides a meal for Rs.5 to poor. This is the scheme of………..?
1) Bihar 2) Tamilnadu 3) Arunachal Pradesh 4) Jharkhand 5) Assam

16. Which state has idea of bringing the federations of Self Help Groups (SHG)?
1) Karnataka 2) Maharastra 3) Andhra Pradesh 4) Tamilnadu
5) Uttar Pradesh

17. The chairman of Parliamentary standing committee on Law and Justice?
1) Murali Manohar Joshi 2) P.C.Chako
3) L.K.Advani 4)Yashwanth Sinha
5) Abhisheik Manu Singhvi

18. On 21 July 2011, for the defence pensioners which scheme launched?
1) Sudha 2) Suvidha 3 ) Sugam 4) Saral 5) Sangam

19. International Atomic Energy Agency was invited by India to visit ……….. Nuclear plant recently?
1) Apsara 2) Druva 3) Kalpakam 4) Jaitapur 5) None

20. Kaveri Engine to be used in light combat aircraft ( LAC). This engine to be developed with the aid of………..?
1) France 2) USA 3) UK 4) Germany 5) Japan

21. Recently India and which country sign memorandum of understanding in the cooperation of Rural Development?
1) Brunai 2) Laos 3) Lesotho 4) South Africa 5) None

22. Who heads the panel to estimate the losses of power distribution companies in 2007-2010?
1) Narla Tatha Rao 2) Vidhya Sagar 3) V.K.Shunglu 4) Shantharam
5) Vijay C Kelkar

23. On August 13 , 2011 which multiple missile trail version successful?
1) Agni – II 2) Pruthvi- I 3) Nag 4) Akash 5) Brahmos – III

24. Fifth conference of SAARC speakers and parliamentarians held recently in……….
1) New Delhi 2) Mumbai 3) London 4) Dhaka 5) Male

25. Presently India is the third largest producer of Steel in the world. It becomes the second Largest producer by which year as per the estimate of central government recently?
1) 2013 2) 2020 3) 2045 4) 2050 5) 2015

26. Sevottam Certificate got by………..?
1) GPO, Mumbai 2) GPO, Rastrapathi Bhavan
3) GPO, Hyderabad 4) Gol Dak Khana, the Newdelhi GPO
5) All of above

27. Bank deposits grow by ………..percent during the March 2011- July 2011?
1) 8 2) 5.5 3) 6.1 4) 7 5) 9

28. Raise in inflation rate leads to decline in ………..?
1) interest rate
2) raise in the deposits in the banks
3) decrease the real interest rate
4) raise the credit growth by banks
5) None

29. Difference between interest earned and interest paid is called ……….?
1) Gross Interest Income
2) Paid Interest Income
3) Free Interest Income
4) Net Interest Income
5) All of above

30. Express Remit is the brand name remittance facility of ………..?
1) SBH 2) Allahabad Bank 3) Repco Bank 4) UBI 5) SBI

31. Rs.1000 can be withdrawn from the Point of Sales Terminals ( POS) as per the order of RBI. Which is the first bank to introduce this facility?
1) SBI 2) SBH 3) Union Bank of India 4) ICICI 5) HDFC

32. Recently RBI advised the banks to reduce the Net Interest Margin (NIM) come down to see the double digit growth. What is meant by it ………..
1) Banks accept the deposits at high rate of interest and lend at higher rate of interest
2) Banks accept the deposits at high rate of interest and lend at no rate of interest
3) Banks accept the deposits at high rate of interest and lend at lower rate than the present rates
4) Banks accept the deposits at lower rate of interest and lend at higher rate
5) None

33. Interest Corridor includes ………..?
1) Base rate and savings rate
2) Bank rate and Reverse Repo rate
3) Base rate and Repo rate
4) Repo rate and Reverse Repo rate
5) None

34. Asset-Liability mismatch usually happened in………..?
1) Home Loan and Infrastructure Project Financing
2) Education loan and personal loan
3) Personal loan and marriage loan
4) Travel loan and marriage loan
5) Education loan and School Fees
35. First Dedicated Education Loan Company CREDILA is the associate body of………..?
1) HDFC 2) Andhra Bank 3) United Bank of India 4) Axis bank 5) SBH

36. Portal-linked service, which enables a dissatisfied customer to SMS ‘unhappy’ to 8008202020, if he is a customer of………..this is the first of its kind in India?
1) SBI 2) IDBI 3)HDFC 4) ICICI 5) Indian bank

37. INFINET is a communication channel for transmission of electronic communication by banks. INFINET stands for………..?
1) Indian Financial Internal Network Electronic Transaction
2) Indian Financial Internal Network
3) Indian National Financial Internal Net Extra Track
4) Indian Financial Network
5) None

38. RBI subsidiary BRBNMPL related statements are given. Pick the incorrect one?
1) Bharatiya Reserve Bank Note Mudran Private Limited was established by RBI
2) its wholly owned subsidiary of RBI established on 3rd February 1995
3) It is established to handover the functions of RBI to mint currency
4) It is established to bridge the gap between the supply and demand for bank notes in the country.
5) The company manages 2 Presses one at Mysore in Karnataka and the other at Salboni in West Bengal.

39. Rohinton Nariman is the new ………..of India?
1) Election Commissioner
2) Auditor General
3) Solicitor General
4) Army General
5) RBI Governor

40. 110th constitutional amendment bill connected to………..?
1) Reservation of woman local bodies
2) Reservation of SC and ST in the Assembly elections
3) Jan lokpal Bill 4) GST council
5) Direct Taxes Code

41. Rs.117.64 Crores released by the Central Government to promote production of………..?
1) Tobacco 2) Food grains 3) Nutri-cereals 4) Pulses 5) Rice

42. Sucheta becomes first Indian woman to cross ………..?
1) Antartica 2) Arctic Ocean
3) Sahara Desert 4) Gobi Desert
5) Suez Canal

43. Standard & Poor downgrades USA AAA credit rating to
1) AAA ++ 2) AAB 3) BBB 4) AA+ 5) AB+

44. Which coach became first one to train 100 cricket test matches in the world?
1) Waqar Younus 2) Greg Chappel
3) Duncan Fletcher 4) David Boon
5) Kapil Dev

45. 2014 FIFA world Cup to be held from 12 June to 13 July in
1) London (Britain) 2) Rio ( Brazil)
3) Incheon (South Korea)
4) Washington (USA) 5) None

46. Who was called the Doctor Death, died recently, helped many people to die, if they are suffering from the dreaded and long
time diseases?
1) Dr. Subodh Roy 2) Kimitachi Penogogi
3) Dr.Jack Kevorkian 4) Dr. Shantha Singh
5) None

47. India-South Africa trade to touch $…………billion before 2014?
1) 25 2) 10 3) 50 4) 15 5) 60

48. Modi cup is related to……….?
1) Cricket 2) Golf 3) Hockey 4) Tennis 5) Carrom

49. Arasu Cable TV Corporation belongs to the state of ………..?
1) Tamilnadu 2) Kerala
3) Andhra Pradesh 4) Puduccherry
5) None

50. Direct Tax do not include ………..?
1) Income Tax 2) Corporate Duty
3) Service Tax 4) Sales Tax
5) Wealth Tax

KEY : 1)4 2)3 3)2 4)3 5)1 6)3 7)4 8)4 9)2 10)1 11)2 12)5 13)3 14)3 15)4 16)3 17)5 18)5 19)4 20)1 21)3 22)3 23)5 24)1 25)1 26)4 27)2 28)3 29)4 30)5 31)3 32)3 33)4 34)1 35)1 36)1 37)4 38)3 39)3 40)1 41)3
42)4 43)4 44)3 45)2 46)3 47)4 48)3 49)1 50)4.

1. A car travels a certain distance. The speed of the car for the first half is 60 kmph and for the remaining it is 90kmph. What is the
average speed of the car?
1) 75 kmph 2) 72 kmph 3) 60 kmph 4) 80 kmph 5) None of these

2. Laxman travels a certain distance. He travels for 15 minutes at the rate of 45 kmph in a car, then travels for 15 minutes in a train
at a speed of 75 and another 15 minutes in a bus at the rate of 30kmph. Find his average speed for the whole journey.
1) 43.5 kmph 2) 65 kmph 3) 50 kmph 4) 70 kmph 5) None of these

3. A man covers 220 km in 8 hours and another 300 km at an average speed of 60kmph. Find the average speed of the man for the
total distance.
1) 43.75 kmph 2) 55 kmph 3) 45 kmph 4) 40 kmph 5) None of these

4. A train crosses a bridge of length 290 metres in 27seconds. Find the length of the train if it runs at 90kmph speed.
1) 385 m 2) 270 m 3) 245 m 4) 675 m 5) None of these

5. Two trains start from two stations A and B towards each other at 8am with speed 65kmph and 80kmph respectively. If they cross each other at 4pm, what is the distance between A and B?
1) 1325 km 2)1250 km 3) 1160 km
4) Can’t be determined 5) None of these

6. In what time, a 178 m long train running at 108 kmph speed, overtakes a 247 m long train running at 36 kmph rate?
1) 10.625 sec 2) 21.25 sec 3) 20.45 sec
4) 19.75 sec 5) None of these

7. A man goes from his house to office in a car. If his speed is 60 kmph, he reaches his office 3 minutes late however if his speed is
80kmph he is early by 5 minutes. Find the speed between his house and office.
1) 32 km 2) 25 km 3) 60 km 4) Can’t be determined 5) None of these

8. If a car travels at 5⎯8 th of its original speed, it takes 12 minutes more time to cover a certain distance. Find the actual time it takes to cover that distance?
1) 36 min 2) 24 min 3) 18 min 4) 20 min 5) None of these

9. A man goes round a circular track 7 times in 42 minutes. If the diameter of the circle is increased to 5 times the original
diameter, what is the time required by the man to go round the new track once at the same speed?
1) 35 min 2) 30 min 3) 5 min
4) 15 min 5) None of these

10. Two trains start at the same time from two stations A and B towards B and A with speeds 64kmph and 76 kmph respectively.
By the time they meet one train covers 96km more than other train. What is the distance between A and B?
1) 512 km 2) 1024 km 3) 1120 km
4) Can’t be determined 5) None of these

11. A train running at a speed of 65 kmph passes a man, who is
sitting in another train running at 38 kmph in the same direction in 18 seconds. Find the length of the faster train.
1)132 m 2)120 m 3) 180 m 4) Data Inadequate
5) None of these

12. A train crosses a bridge of length 800 m in 100 seconds and a platform of length of 400 m in 60 seconds. Find the length of the
train.
1) 80 m 2)100 m 3) 200 m 4) Can’t be determined
5) None of these

13. Without stoppages a train travels a certain distance at an average speed of 60 kmph and with stoppage it covers the same distance at an average speed of 40 kmph. How many minutes per hour does the train stop in between during the journey?
1) 20 min 2) 24 min 3) 30 min 4) 18 min 5) None of these

14. A car passes a man who was walking at the rate of 2 kmph in the same direction. The man could see the car for 6 minutes and it was visible to him up to a distance of 0.6km. What was the speed of the car?
1) 16 kmph 2) 10 kmph 3) 12 kmph 4) 8 kmph 5) None of these

15. Vijay runs 200 metres in 40 seconds and Ajay runs the same distance in 50 seconds. By what distance will Vijay beat Ajay in a
race of 100 metres?
1) 20 m 2) 25 m 3) 10 m 4) 15 m 5) 40 m

16. A boat covers a distance of 44 km downstream or a distance of 28 km upstream taking 4 hours each. Find the speed of the boat in still water.
1) 4 kmph 2) 9 kmph 3) 18 kmph 4) 4.5 kmph 5) None of these

17. A boat covers 60km distance downstream or 36 km distance upstream in the same time. If the speed of the current is 3 kmph,
find the speed of the boat.
1) 48 kmph 2) 12 kmph 3) 16 kmph 4) 15 kmph 5) None of these

18. Speed of a boat in still water is 12 kmph. It goes from a place A to another place B downstream and comes back from B to A upstream in 12 hours. If the speed of the current is 2kmph, find the distance between A and B.
1) 36 km 2) 72 km 3) 70 km 4) 45 km 5) None of these

19. If a man takes 3 hours to row 21 km downstream or 9 km upstream, what is the speed of the current?
1) 2 kmph 2) 7 kmph 3) 5 kmph 4) 4 kmph 5) None of these

20. A man can row at the rate of 4.5kmph in still water. He finds that it takes him twice as long to row up as to row down a river. Find the speed of the current of the river.
1) 2.5 kmph 2) 3 kmph 3) 2 kmph 4) 1.5kmph 5) None of these

Key : 1)2 2)3 3)4 4)1 5)3 6)2 7)1 8)4 9)2 10)3 11)2 12)3 13)1 14)4
15)1 16)2 17)2 18)3 19)1 20)4.